XRP News Today: Regulators' Timeline May Decide XRP's Next Big Move

Market analysts are increasingly optimistic about the potential for XRP to see a significant price increase in the coming months, driven by developments in regulatory approvals and broader market dynamics. Recent filings by multiple asset managers with the U.S. Securities and Exchange Commission (SEC) for spot XRP ETFs have highlighted the growing institutional interest in the asset. However, the SEC has delayed decisions on these applications, pushing deadlines into October 2025. Despite the delay, experts like Nate Geraci of The ETF Store believe the regulatory framework is nearing completion, with approvals potentially arriving within 60 days of the extended deadlines. This timeline aligns with the expectation that the SEC will handle XRP ETF applications in a manner consistent with previous approvals for Bitcoin and Ethereum ETFs.

The anticipated regulatory clarity has contributed to a rise in XRP’s price, with the token trading at $3.10 on August 23, 2025, following a 10% surge attributed to broader market optimism and favorable comments from Federal Reserve Chair Jerome Powell at the Jackson Hole symposium. Crypto market expert Crypto Rover has projected that if Ethereum reaches $9,500—a 100% rally from its current level—XRP could see a rise to $4.8 within four months. This would represent a 57% increase from its current price, positioning XRP as one of the more conservative performers among major cryptocurrencies in this potential bull market.

Long-term forecasts also suggest a bullish outlook for XRP. Technical indicators such as the EMA, MACD, and RSI all point to a long-term upward trend, with some analysts projecting prices could reach between $12 and $20 by 2030. These projections are contingent on continued institutional adoption and the growth of the XRP ecosystem, particularly in cross-border payments and partnerships with financial institutions. The token has already demonstrated resilience, surpassing $3.66 earlier in August and showing signs of a breakout above key resistance levels.

The broader crypto market context further supports XRP’s potential for growth. As Bitcoin and Ethereum experience fluctuations, the market is looking for alternative assets that can benefit from regulatory advancements. XRP’s positioning as a cross-border payment solution and its relatively low market capitalization compared to Bitcoin and Ethereum make it an attractive speculative play for investors seeking exposure to the next phase of crypto adoption.

However, the path to widespread adoption is not without challenges. The SEC’s delays underscore the complexities of integrating cryptocurrencies into the traditional financial system, and the success of XRP ETFs will depend on the regulator’s final decision. If approved, these funds could provide a more accessible avenue for retail and institutional investors to gain exposure to XRP, potentially driving further price appreciation. The outcome of the SEC’s review will be a critical determinant of whether XRP can achieve its projected price targets in the near term.

Market observers are also paying close attention to the broader macroeconomic environment. A potential Fed rate cut in September 2025 could provide a tailwind for risk assets like cryptocurrencies, including XRP. This, combined with the anticipated regulatory clarity, could create favorable conditions for a sustained bull run. Investors are advised to monitor both regulatory developments and macroeconomic indicators as key drivers for the next phase of XRP’s market performance.

Source: [1] The SEC Just Announced Delays for an XRP ETF And Spot (https://finance.yahoo.com/news/sec-just-announced-delays-xrp-183700230.html) [2] Six asset managers file amendments for spot XRP ETFs as (https://cryptobriefing.com/xrp-etf-filings-grayscale-eth-ath/) [3] Market Expert Shakes Off SEC's Delay Of XRP ETFs, Gives (https://www.mitrade.com/insights/news/live-news/article-3-1059498-20250822) [4] Expert Predicts XRP Price in the Next 4 Months if Ethereum (https://thecryptobasic.com/2025/08/23/expert-predicts-xrp-price-in-the-next-4-months-if-ethereum-claims-9-5k/) [5] XRP Price Forecast 2025–2030 (https://coincentral.com/xrp-price-forecast-2025-2030-what-a-1000-investment-could-be-worth-long-term/) [6] First Bitcoin, Then Ethereum: Will Ripple's XRP Be the Next (https://www.nasdaq.com/articles/first-bitcoin-then-ethereum-will-ripples-xrp-be-next-target-crypto-treasury-strategy) [7] What Next for ETH, XRP, SOL as Bitcoin Stalls at $113K (https://www.coindesk.com/markets/2025/08/22/what-next-for-eth-xrp-sol-as-bitcoin-stalls-at-usd113k-and-etf-outflows-mount) [8] The Rare Opportunity to Buy Bitcoin, Ethereum, and XRP (https://coincentral.com/the-rare-opportunity-to-buy-bitcoin-ethereum-and-xrp-before-massive-gains/)