XRP News Today: Regulators Signal New Era for Crypto With Ripple Case Closure

With the conclusion of the U.S. Securities and Exchange Commission (SEC) v. Ripple Labs Inc. litigation, a long-standing regulatory uncertainty surrounding XRP has been resolved. The case, which began in December 2020, reached a landmark turning point on August 7, 2025, when the SEC and Ripple agreed to dismiss all appeals before the U.S. Court of Appeals for the Second Circuit. The dismissal of appeals marked the final stage of the case, effectively ending a legal battle that had lasted over four years and dominated the cryptocurrency sector [7].

Under the terms of the resolution, the SEC also waived Ripple’s “bad actor” disqualification under Regulation D of the Securities Act, which had previously barred the company from raising private capital. This decision is a pivotal development for Ripple, as it allows the firm to continue using Regulation D to raise funds through both retail and institutional sales of XRP tokens [1]. The move is particularly significant for Ripple, which has been seeking a national bank charter and exploring new business opportunities since the resolution of the legal case [1].

The legal battle had been widely viewed as a test case for how U.S. regulators would define and treat digital assets. The SEC initially argued that XRP was a security and that Ripple’s sales of the token constituted an unregistered securities offering. Ripple countered that XRP was a digital currency and not a security. In July 2023, Judge Analisa Torres of the U.S. District Court for the Southern District of New York ruled that Ripple’s sales of XRP on crypto exchanges did not constitute securities violations, while its institutional sales did. This partial victory for Ripple was later challenged by the SEC, but the agency ultimately withdrew its appeal under the leadership of new SEC Chair Paul Atkins [4].

The resolution of the case has had an immediate impact on the XRP market. Following the announcement of the dismissal of appeals, XRP’s price rose from $3.045 to $3.08 within a short period. The outcome has also led to increased optimism among XRP holders, many of whom had been waiting for regulatory clarity before committing to the asset. Analysts now view the case as a significant milestone for the broader cryptocurrency industry, signaling a shift in the U.S. regulatory approach from enforcement-driven to rulemaking-oriented [1].

The Ripple case has also sparked renewed interest in XRP as an investment. The cryptocurrency, which has gained a 500% increase since November 2024, is seen by some as a compelling alternative to Bitcoin and other major cryptocurrencies. Unlike Bitcoin, which is decentralized and operates independently of any company, XRP is issued by Ripple and is closely tied to the company’s business strategy. This distinction has led to debates over whether XRP can be considered a true digital currency or if its value is more closely aligned with Ripple’s business performance [4].

The resolution of the SEC v. Ripple case also has implications for the development of cryptocurrency-related financial products. Several fund manager firms have applied for spot XRP ETFs, with the SEC pushing decision deadlines from mid-August to October. While these delays have raised concerns among some investors, they are generally viewed as a sign that the SEC is adopting a more cautious and thorough approach to cryptocurrency regulation [6]. This careful review process is seen as a necessary step in building a robust and sustainable regulatory framework for the crypto industry.

In summary, the dismissal of the SEC’s appeal in the Ripple case has brought long-awaited clarity to the status of XRP and signaled a more favorable regulatory environment for digital assets in the U.S. The resolution of the case is expected to have a lasting impact on the crypto market, influencing not only the trajectory of XRP but also the broader regulatory landscape for digital currencies.

Source: [1] Finally, the End: The Ripple Case Concludes as Predicted (https://natlawreview.com/article/finally-end-ripple-case-concludes-predicted) [2] Is Chainlink Going to Be the Next XRP? (https://finance.yahoo.com/news/chainlink-going-next-xrp-171700056.html) [3] Better Buy in 2025: XRP (Ripple) or Bitcoin? (https://finance.yahoo.com/news/better-buy-2025-xrp-ripple-081200856.html) [4] Better Buy in 2025: XRP (Ripple) or Bitcoin? (https://www.fool.com/investing/2025/08/20/better-buy-in-2025-xrp-ripple-or-bitcoin/) [5] Court approves Ripple, SEC's motion to dismiss appeal in ... (https://cryptobriefing.com/ripple-sec-settlement-xrp-enforcement) [6] The SEC Just Announced Delays for an XRP ETF And Spot ... (https://finance.yahoo.com/news/sec-just-announced-delays-xrp-183700230.html) [7] Court gives another shocking verdict in Ripple and SEC case (https://www.thestreet.com/crypto/markets/court-gives-another-shocking-verdict-in-ripple-and-sec-case)