XRP News Today: Regulators and Ripple Could Be Key to XRP's Next 200% Surge

If 10% of global assets become tokenized, XRP could see a significant price increase, according to predictions from AI chatbots and market analysts. Recent developments suggest that XRP's price could rise by up to 200% in a best-case scenario. Key events on the horizon include potential approval of XRP spot exchange-traded funds (ETFs) and Ripple's pursuit of a U.S. national bank charter.

Polymarket currently assigns a 91% probability that regulators will approve at least one XRP ETF by the end of the year. Additionally, Ripple has filed for a U.S. national bank charter, with a decision potentially coming by late October. These developments could enhance XRP's credibility and adoption.

ChatGPT and Google Gemini have provided price forecasts for December 2025. ChatGPT suggests a conservative estimate of $5 to $7 if ETFs are approved but the bank charter is delayed, representing an 80% to 150% increase from the current price. If both the ETF and bank charter approvals occur, and RLUSD adoption continues to grow, XRP could reach $10 to $15, pushing its market cap toward $600 billion. In a highly optimistic scenario, the price could exceed $20.

Google Gemini is more cautious, predicting a 60% increase to $4.48 with ETF approval alone. If the bank charter is also approved, Gemini projects a price range of $5.38 to $5.60 by December 2025. With continued partnerships and growing RLUSD adoption, the year-end price could range between $5.65 and $6.16.

Market dynamics are also influenced by technical indicators. XRP is currently trading around $2.84, with a critical support range of $2.77–$2.80. Over the past week, large holders have added nearly $928 million worth of XRP, indicating strong institutional interest. However, the price must break above $2.90–$2.95 with significant volume to confirm a bullish breakout.

The potential approval of XRP ETFs and Ripple's efforts to secure a national bank charter are critical catalysts for the price movement. Institutional inflows and on-chain activity are additional factors that could drive XRP higher. However, risks remain, including the possibility of a price drop if key support levels fail. Traders are advised to monitor these levels closely and consider both technical analysis and market sentiment.

Source: [1] Here's Where XRP Could Trade by December 2025 (https://thecryptobasic.com/2025/09/05/heres-where-xrp-could-trade-by-december-2025/) [2] Ripple's XRP on a turbulent ride — will bulls break the $3 ... (https://m.economictimes.com/news/international/us/xrp-price-prediction-ripples-xrp-on-a-turbulent-ride-will-bulls-break-the-3-wall-after-defending-2-77/articleshow/123700469.cms)