XRP News Today: Regulators Race to Decide XRP ETF Fate as Market Bets Hit 98%

The approval of spot Ripple (XRP) Exchange-Traded Funds (ETFs) is drawing closer, with recent updates from the U.S. Securities and Exchange Commission (SEC) and market indicators suggesting increasing probability. On August 22, the SEC announced a delay in its decision on Nasdaq’s proposal to list and trade the CoinShares XRP ETF, pushing the final decision date from August 24 to October 23, 2025. This extension allows the regulator additional time to evaluate the proposal and process new public comments. If approved, the ETF would be structured under Nasdaq’s Commodity-Based Trust Shares framework, offering investors regulated exposure to XRP through traditional financial markets [1].

Market sentiment has also strengthened in favor of XRP ETF approval. According to Polymarket data, the probability of a Ripple XRP ETF receiving regulatory approval by the end of 2025 has surged to 98.2%, a significant increase of 27% over a short period. This rise in confidence is attributed to regulatory momentum and precedent set by other crypto ETFs, suggesting growing institutional and investor interest [2].

Despite positive developments, the XRP price has faced volatility in recent days. A large-scale selloff of 470 million tokens across major exchanges between August 21 and 22 triggered a sharp decline, pushing the price below the key $3 support level. Although XRP has since rebounded slightly, the risk of another drop to as low as $2.10 remains, according to analysts. Institutional liquidations and increased on-chain settlement volumes have amplified bearish pressure, with the token trading in a volatile $0.12 range between $2.80 and $2.92 [3].

Regulatory uncertainty persists, as the SEC has also delayed decisions on XRP ETF applications from Bitwise and Canary. The extended review period highlights the complexity of evaluating XRP’s unique position in the crypto market, particularly given its low security ranking among major blockchains. These delays continue to impact investor sentiment and contribute to the token’s price instability [4].

However, long-term accumulation by institutional investors remains a stabilizing factor. Over 300 firms, funds, and even governments have been steadily acquiring XRP, indicating continued institutional confidence despite short-term volatility. Ripple’s ongoing efforts to secure a banking license and gain broader institutional credibility underscore the token’s growing acceptance in mainstream finance. If XRP ETFs are ultimately approved, they could unlock significant institutional inflows, enhance liquidity, and potentially drive XRP toward new price highs [4].

As the market watches for October’s regulatory decisions, investors remain focused on key price levels. A sustained break below the $2.80–$2.85 support zone could accelerate a decline toward $2.75, while a retest of the $3.00 resistance level will be critical for bullish momentum. The XRP price continues to be influenced by macroeconomic factors, including the Federal Reserve’s stance on interest rates, as seen in recent profit-taking activity following hawkish FOMC minutes [5].

Source:

[1] Breaking Update on Several Spot Ripple (XRP) ETF Filings (https://cryptopotato.com/breaking-update-on-several-spot-ripple-xrp-etf-filings/)

[2] XRP ETF Approval Odds Hit 98% – Will the XRP Price Follow? (https://thetradable.com/crypto/xrp-etf-approval-odds-hit-98-will-the-xrp-price-follow-ig--m)

[3] XRP Zooms 3% as Bitcoin Spikes on Powell Comments (https://www.coindesk.com/markets/2025/08/22/xrp-zooms-3-as-bitcoin-spikes-on-powell-comments)

[4] What's Going On with XRP's Price Today? (https://www.tipranks.com/news/whats-going-on-with-xrps-price-today)

[5] XRP Price Forecast: Investors Lock in $300M Profit with Fed ... (https://www.fxstreet.com/cryptocurrencies/news/ripple-price-forecast-xrp-slips-as-investors-lock-in-300m-profit-ahead-of-fed-chair-powells-speech-202508220100)