XRP News Today: Regulators Could Soon Open the Floodgates for XRP's Institutional Takeoff

Analysts are increasingly optimistic about XRP’s potential price movement, with some forecasting a surge to $10–$20 should a spot ETF gain approval. This speculation is fueled by the U.S. Securities and Exchange Commission (SEC)’s impending decisions on several XRP ETF applications, including Grayscale’s XRP Trust conversion and 21Shares’ Core XRP Trust. These products, if approved, would mark a significant milestone for XRP by providing institutional-grade exposure to the asset and potentially accelerating its mainstream adoption.

According to Bloomberg analysts, there is a 95% chance that at least one XRP ETF will be approved by the SEC, likely before October 18, the deadline for Grayscale’s application. This probability is attributed to XRP’s clearer legal standing, as a federal court has ruled that XRP is not a security when traded on secondary markets. This legal clarity gives XRP an edge over other altcoins like Solana and Litecoin, which remain under regulatory scrutiny.

The approval of an XRP ETF is anticipated to boost institutional interest in the asset. Analysts highlight that XRP’s design offers advantages over Bitcoin and Ethereum. Unlike Bitcoin, where mining centralizes power among large operators, or Ethereum’s proof-of-stake model, where staking rewards favor large holders, XRP’s decentralized structure ensures that token ownership does not equate to control over the network. These features, combined with its fast, low-cost transactions and long track record, make it appealing for institutional portfolios.

DeepSeek AI, a prominent AI forecasting model in China, also projects favorable price movements for XRP. It estimates that regulatory clarity, new partnerships, and continued positive sentiment could drive XRP to between $1.80 and $5.00 in 2025, with a more bullish scenario projecting a price range of $3.00–$5.00. The AI model emphasizes that the resolution of the Ripple Labs-SEC lawsuit has opened the door for XRP to be adopted by U.S. institutions, potentially leading to increased liquidity and market demand.

Market sentiment is another crucial factor. XRP has seen significant price volatility in recent months, with a sharp rise from around $0.40 to over $3.00 by mid-2025. While some traders remain cautious, noting that similar price patterns in 2018 and 2021 were followed by sharp corrections, others see the current sideways movement as a precursor to a larger bullish trend. ETF approval could act as a catalyst, triggering renewed investor confidence and price momentum.

Looking ahead, XRP’s price trajectory for 2026–2027 appears more stable, with moving averages and RSI indicators suggesting a strong long-term trend. If XRP can consolidate above $3.05 and break through the $3.25–$3.50 range, it may position itself for a potential move toward $5 and beyond. Analysts have not ruled out the possibility of XRP reaching $10 by 2028–2030, depending on regulatory developments and adoption in cross-border payment systems.

Source: [1] SEC delays rulings on Truth Social, Solana and XRP ETFs ... (https://cointelegraph.com/news/sec-pushes-back-decisions-truth-social-solana-xrp-crypto-etfs) [2] 11 XRP ETFs Await SEC Decision: When Approval Could ... (https://coinpedia.org/news/11-xrp-etfs-await-sec-decision-when-approval-could-arrive-and-what-analysts-think/) [3] XRP Price Prediction 2025–2030 (https://crypto-economy.com/xrp-price-prediction-2025-2030-what-1000-invest-in-ripple-today-could-be-worth-long-term/) [4] DeepSeek AI Predicts The Price Of XRP, Cardano ... (https://blockchainreporter.net/deepseek-ai-predicts-the-price-of-xrp-cardano-dogecoin-by-end-of-2025/)