XRP News Today: Regulators' October Decision Could Reshape XRP's Fate

The U.S. Securities and Exchange Commission (SEC) is on the verge of deciding on a series of XRP spot exchange-traded fund (ETF) applications, with key rulings expected in October and November 2025. This period marks a critical juncture for XRP’s integration into mainstream finance, as multiple filings from firms like Grayscale, 21Shares, Bitwise, and Franklin Templeton await approval. Analysts estimate that an approved XRP ETF could attract up to $5 billion in inflows within the first month of trading, a projection backed by Canary Capital CEO Steve McClurg. These figures are significantly higher than initial estimates from earlier in the year, indicating growing confidence in institutional and retail investor demand for the asset class [2].

The SEC’s review process has attracted over 90 crypto ETF applications, with XRP and Solana among the most frequently targeted. Notably, a number of XRP ETF applicants have updated their filings recently, a move analysts view as a positive signal ahead of the October decision window. On the prediction market platform Polymarket, the likelihood of an XRP ETF approval has risen to 87% in the last 24 hours, aligning with broader optimism in the sector [1]. James Seyffart of Bloomberg ETFs has long maintained a high probability—95%—of approval for XRP and other major altcoins in 2025.

Despite the bullish outlook, some analysts have raised concerns about the long-term viability of an XRP ETF. AdrianoFeria.eth, a prominent crypto analyst, has argued that the launch may expose XRP’s lack of institutional appeal compared to Bitcoin or Ethereum. Critics point to XRP’s absence of a dominant narrative—such as digital gold or a decentralized application backbone—to sustain widespread adoption [2]. This skepticism highlights a key challenge: while XRP’s use in financial services and cross-border payments is well-established, it remains to be seen whether these attributes will be enough to attract large-scale institutional participation.

Market sentiment for XRP has also fluctuated in recent weeks. The token traded at $2.81 as of mid-October, down nearly 1% in 24 hours and 23% from its July 18 all-time high. Despite this, whale activity has shown signs of stabilization, with approximately 350 million XRP coins—worth $984 million—purchased over the past two weeks, reversing a prior trend of massive sell-offs [1]. These movements suggest that while retail price action remains volatile, core holders are beginning to accumulate.

The outcome of the SEC’s decision will not only affect XRP but could influence the broader altcoin market. Seyffart has noted that the agency’s approach to XRP ETFs may set a precedent for other applications, including those for Solana, Cardano, Dogecoin, and even meme tokens. If approved, XRP ETFs could represent a turning point in the institutionalization of cryptocurrencies, offering regulated exposure to an asset class that has historically been less accessible to traditional investors.

Source:

[1] "Crypto analyst warns XRP ETF will mark 'beginning of the end'" (https://finance.yahoo.com/news/crypto-analyst-warns-xrp-etf-193131671.html)

[2] "XRP ETF Approval Timeline: October and November Could ..." (https://coinpedia.org/news/xrp-etf-approval-timeline-october-and-november-could-change-everything/)

[3] "XRP ETF approval seen to unlock $5bn bonanza, but 'people..." (https://finance.yahoo.com/news/xrp-etf-approval-seen-unlock-121250497.html)