XRP News Today: Regulators and Investors Align as XRP ETFs Edge Toward Approval

The XRP ecosystem is on the cusp of a transformative phase driven by regulatory shifts and growing institutional interest. Financial experts and market analysts are increasingly optimistic about the potential approval of XRP spot ETFs by the U.S. Securities and Exchange Commission (SEC). As of September 2025, 15 ETF applications for XRP are pending regulatory review, with major financial firms like Grayscale, Bitwise, 21Shares, and Franklin Templeton among the applicants. The odds of approval have surged, with Polymarket tracking a 87% probability, while Nate Geraci, co-founder of the ETF Institute, estimates the likelihood closer to 100% [5].

Jake Claver, a financial expert, has highlighted XRP’s strategic role in tokenized finance, noting that Ripple is no longer solely a payments-focused company but now sits at the center of a global financial shift. He emphasized that billions are already transacting on the XRP Ledger (XRPL), and institutional capital is poised to enter the market. Claver’s remarks underscore the growing confidence in XRP’s role in cross-border transactions and its potential to become a mainstream financial asset [5]. The surge in XRP ETF applications has also been bolstered by the broader trend of tokenized funds, which reached a total value locked (TVL) of over $10 billion by September 2025. These include tokenized treasuries, venture capital portfolios, and private credit products, bridging traditional finance with blockchain infrastructure [6].

Regulatory developments further support the momentum. In early September, the SEC and Commodity Futures Trading Commission (CFTC) issued a joint statement clarifying that exchanges under both agencies are not prohibited from listing certain crypto-based products, including leveraged or margin-based offerings. This alignment reduces uncertainty for exchanges and issuers and increases the likelihood of near-term ETF approvals [5]. Several major applications are due for final decisions in October 2025, with Franklin Templeton’s deadline following in November. Canary Capital CEO Steven McClurg has projected $5 billion in inflows for an XRP ETF in its first month, signaling strong institutional demand [5].

However, not all analysts share this optimism. AdrianoFeria.eth, a crypto analyst, warned that XRP ETFs could “mark the beginning of the end” for the asset due to a perceived lack of institutional interest. Critics argue that XRP lacks the narrative strength of Bitcoin and Ethereum, which are often viewed as foundational to blockchain innovation. Despite this, the XRP Ledger has demonstrated utility beyond payments, with tokenized real-world assets (RWA) reaching a record $131.6 million market cap in Q2 2025. This growth has been driven by high-profile issuances, including Ondo’s tokenized treasury fund and Guggenheim’s digital commercial paper on the XRPL [4].

In terms of price projections, AI models and industry experts have provided a range of potential outcomes for XRP if ETFs are approved. ChatGPT outlined three scenarios: a conservative forecast of $4–$5, a bullish projection of $10, and a highly speculative case suggesting prices could exceed $15 under favorable market conditions. Gemini and Grok echoed similar ranges, with Gemini predicting an end-of-year price of around $16. These estimates factor in potential liquidity surges and increased mainstream adoption [1]. If XRP ETF approvals coincide with a broader crypto bull market and renewed retail interest, the token could experience a rally beyond its fundamentals [1].

The approval of XRP ETFs would not only legitimize the asset but also open it to a broader range of investors, including hedge funds and retirement accounts. This would align XRP with Bitcoin and Ethereum in terms of institutional accessibility and could catalyze a new phase of adoption. As regulatory clarity continues to emerge and tokenized finance gains momentum, XRP is well-positioned to play a pivotal role in the next era of digital asset investment. The convergence of institutional demand, regulatory alignment, and technological innovation suggests that XRP’s next phase could indeed be one for the books [5].

Source:

[1] How High Will XRP's Price Go if All Ripple ETFs Are Approved in 2025? 3 AIs Give Big Predictions (https://cryptopotato.com/how-high-will-xrps-price-go-if-all-ripple-etfs-are-approved-in-2025-3-ais-give-big-predictions/)

[2] Crypto Analyst Warns XRP ETF Will Mark 'Beginning of the End' (https://finance.yahoo.com/news/crypto-analyst-warns-xrp-etf-193131671.html)

[3] Fast track approval of XRP etfs. (https://www.reddit.com/r/XRP/comments/1n71brv/fast_track_approval_of_xrp_etfs/)

[4] XRP Ledger Records New $131.6 Million All-Time High In Real-World Assets (https://www.mitrade.com/insights/news/live-news/article-3-1082404-20250830)

[5] Finance Expert Says XRP's Next Phase Will Be One For The Books. Here's Why (https://timestabloid.com/finance-expert-says-xrps-next-phase-will-be-one-for-the-books-heres-why/)

[6] 14 Tokenized Funds Powering the $10B On-Chain Boom (https://www.ccn.com/education/crypto/top-tokenized-funds-on-chain-boom/)