XRP News Today: Regulators Hold Keys to XRP's Next Big Move

XRP remains in a pivotal phase as market participants closely watch for a breakout above $3.00, a level that has historically acted as a psychological barrier. The token is currently trading above the 100-day Exponential Moving Average (EMA) at $2.76, a key technical support level that has been holding since the beginning of the recovery phase. This support, combined with a reversal in the Relative Strength Index (RSI) to 41 on the daily chart, suggests a short-term bullish bias. A sustained move beyond $3.00 could set the stage for further appreciation toward the all-time high of $3.66.

Recent regulatory developments also play a significant role in shaping the near-term outlook for XRP. Several major U.S. exchanges, including Cboe’s BZX, NASDAQ, and NYSE Arca, have submitted proposals to the SEC to fast-track the approval process for crypto ETFs. These proposals suggest a revised set of listing criteria that could make it easier for XRP and other major tokens to qualify for ETF inclusion. According to Galaxy Research, XRP is expected to meet these criteria on September 20, as it will have been trading on a designated contract market (DCM) for at least six months. Solana (SOL) is another token that meets two of the three proposed conditions, signaling growing institutional interest in broader crypto exposure.

The potential for XRP ETF approval is viewed as a critical milestone for the token’s market legitimacy. If approved, an XRP ETF would likely open the door to significant institutional investment, increasing liquidity and potentially stabilizing price volatility. Currently, over 90 crypto ETF proposals are pending with the SEC, many of which are expected to be processed under the proposed expedited framework. The inclusion of XRP in such a product could also serve as a catalyst for broader adoption of Ripple’s ecosystem, particularly its RLUSD stablecoin, which has seen growing adoption in cross-border transactions.

In parallel, the ongoing legal battle between Ripple and the SEC has introduced both clarity and uncertainty. A court ruling on July 14, 2023, determined that programmatic sales of XRP are not classified as securities, a ruling that has been widely interpreted as a win for Ripple and the broader crypto industry. This decision removes a significant regulatory burden for decentralized entities that sell tokens via exchanges and other platforms. However, the legal framework remains complex, and the outcome of Ripple’s case does not fully resolve the broader question of how to classify digital assets. The SEC continues to assert that most crypto assets are securities, and enforcement actions remain a central pillar of its regulatory strategy.

Looking ahead, XRP’s price trajectory will depend on multiple factors, including the outcome of SEC filings, the success of Ripple’s national bank charter application, and continued expansion of its utility through partnerships and stablecoin adoption. Predictive models from AI platforms such as ChatGPT and Google Gemini suggest varied outcomes, ranging from a 60% increase in price if ETFs are approved alone, to a potential surge to $20 under a highly bullish scenario involving both ETF and bank charter approvals. While these forecasts remain speculative, they highlight the growing institutional interest in XRP and the potential for a substantial re-rating if key regulatory hurdles are cleared.

Source: [1] What to expect from XRP price if the SEC green-lights ETFs (https://www.fxstreet.com/cryptocurrencies/news/ripple-price-forecast-how-the-sec-could-fast-track-approval-of-xrp-etfs-202509021715) [2] Here's Where XRP Could Trade by December 2025 (https://thecryptobasic.com/2025/09/05/heres-where-xrp-could-trade-by-december-2025/) [3] Stock Reports - 007 Stock Chat (https://www.007stockchat.com/stock-reports/) [4] CryptoCurrencyNews: Home (https://cryptocurrencynews.com/)