XRP News Today: Nature’s Miracle First U.S. Public Co. to Adopt $20M XRP Treasury, SEC-Approved, XRP Dips 12%

Nature’s Miracle Holding Inc. has announced a $20 million XRP treasury program, marking the first U.S. publicly traded company to formally adopt XRP as a core corporate reserve. The initiative, unveiled in late July 2025, involves allocating up to $20 million in equity from GHS Investments to purchase XRP. Funds will be directed toward staking mechanisms, yield generation, and operational liquidity for the firm’s agricultural technology (agtech) operations [1]. The move received SEC approval via a Form S-1 registration, aligning the company’s strategy with regulatory frameworks for integrating digital assets into corporate finance [2].

The program’s design diverges from traditional treasury models, which typically prioritize cash or low-risk securities. Instead, Nature’s Miracle aims to leverage XRP’s staking capabilities to generate returns while maintaining liquidity. CEO James Li emphasized that XRP’s utility in cross-border payments—supported by partnerships with institutions like Banco Santander and American Express—positions it as a strategic asset for cost-efficient transactions [3]. The firm’s focus on XRP, rather than Bitcoin or Ethereum, reflects a calculated bet on its role in cross-border financial infrastructure, a sector where Ripple’s ecosystem holds competitive advantages [5].

The announcement coincided with a 12% decline in XRP’s price, attributed to market volatility and skepticism about corporate allocations of the token [4]. Analysts note that while XRP is widely adopted in institutional payments, its use as a treasury asset remains unconventional compared to Bitcoin and Ethereum, which dominate corporate holdings for inflation hedging and DeFi exposure [5]. The decision to prioritize XRP underscores a niche opportunity: leveraging blockchain’s real-time settlement capabilities to streamline global supply chains, particularly in agtech, where liquidity and efficiency are critical [6].

Regulatory approval adds legitimacy to the initiative, signaling cautious openness to corporate crypto adoption in sectors where digital assets can enhance operational efficiency [7]. However, the absence of broader market confidence in XRP’s stability persists, as evidenced by the post-announcement price drop. This highlights the risks of allocating corporate reserves to a token still navigating regulatory and market uncertainties.

The move aligns with a broader trend of institutional interest in XRP, driven by Ripple’s expanding ecosystem and the proposed GENIUS Act, which seeks to clarify digital asset regulations [3]. Nature’s Miracle’s approach reflects a shift in corporate finance toward blockchain-driven innovation, where assets like XRP are seen as tools for optimizing capital rather than speculative bets [7]. If successful, the program could influence other agtech firms to explore tailored digital assets, reshaping corporate treasury strategies in niche sectors.

Sources: [1] [Nature Miracle Launches $20 Million XRP Treasury](https://news.bitcoin.com/nature-miracle-launches-20-million-xrp-treasury/) [2] [Nature’s Miracle Announces XRP Treasury Program](https://www.prnewswire.com/news-releases/natures-miracle-holding-inc-announces-an-up-to-20-million-corporate-xrp-treasury-program-302511741.html) [3] [XRP News: Nature Miracle Secures SEC Approval](https://www.ainvest.com/news/xrp-news-today-nature-miracle-public-company-secure-20m-xrp-treasury-program-sec-approval-2507/) [4] [XRP Declines Amid Nature Miracle’s Reserve Plan](https://www.fxstreet.com/cryptocurrencies/news/ripples-xrp-declines-despite-natures-miracle-plan-to-establish-a-20-million-xrp-reserve-202507232155) [5] [Nature’s Miracle XRP Treasury Backed by SEC Ruling](https://coingape.com/natures-miracle-reveals-20m-xrp-treasury-plan-backed-by-sec-ruling/) [6] [XRP Treasury Strategy and Agtech Operations](https://cryptobriefing.com/xrptreasury-strategy-natures-miracle/) [7] [Corporate Crypto Treasuries and XRP’s Role](https://cointelegraph.com/news/companies-crypto-treasury-nature-miracle-kitabo-upexi)