XRP News Today: Mutuum Finance Raises $12.1 Million in Presale Phase 5, 65% Sold

Investors are increasingly turning their attention away from Dogecoin (DOGE) and towards altcoins that offer lower risk and stronger fundamentals. Two such altcoins leading the charge are Ripple (XRP) and Mutuum Finance (MUTM).

Mutuum Finance (MUTM) is currently in its fifth presale phase, with tokens priced at $0.03. This phase has seen more than 65% of the tokens sold, indicating strong investor confidence. Those who invest in this phase are poised for a 100% return on investment upon the token's listing. The presale has already raised over $12.1 million, with more than 13,100 early investors participating. In the upcoming sixth presale phase, the token price will increase to $0.035, representing a 16.67% return on investments made in the fifth phase.

Ripple (XRP) continues to be a reliable hedge in investment portfolios, supported by regulatory clarity and growing use cases in cross-border finance. XRP has been trading at approximately $2.45, outperforming Dogecoin due to clear regulatory milestones and increasing institutional integration. XRP recently surpassed the $2.28 resistance level, driven by Ripple’s efforts to secure a U.S. banking charter and significant volume-driven technical breakouts.

In contrast, Dogecoin remains heavily influenced by meme-driven momentum and the actions of high-profile figures like Elon Musk. XRP, with its regulatory clarity and real-world utility in cross-border payments, provides a more stable framework for long-term investors. Additionally, the breakout potential in Mutuum Finance (MUTM) adds to the excitement for those tracking its progress.

Mutuum Finance (MUTM) has surpassed the $12.1 million milestone in its presale, attracting over 13,100 investors. The significant participation in the fifth phase, with more than 65% of tokens sold, reflects growing investor confidence in the project's short-term success and long-term potential.

Mutuum Finance (MUTM) is also launching an exciting giveaway, offering $100,000 in prizes divided among 10 winners, each receiving $10,000 in MUTM tokens. Additionally, the top 50 holders of Mutuum Finance will be rewarded through a newly introduced leaderboard system, where users can earn bonus tokens as they level up.

Mutuum Finance (MUTM) is revolutionizing DeFi lending by creating a platform that gives customers sole ownership of their assets. The platform operates as a multifunctional double-lending system, combining the benefits of both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) models. In the P2C model, lending pools are managed via smart contracts, making returns to lenders less volatile and borrowers more financially stable by responding to real-time market conditions. The P2P model eliminates intermediaries, providing direct lending that is particularly convenient for highly volatile assets like meme coins.

As meme coins like Dogecoin lose their appeal in 2025, smart capital is flowing into more stable, utility-driven altcoins. Mutuum Finance (MUTM) has already raised over $12.1 million from more than 13,100 investors, with over 65% of Phase 5 tokens sold at $0.03. Investors in this round are set for a 100% return on investment upon listing, with Phase 6 priced at $0.035. Backed by a robust, dual lending protocol and a CertiK audit, Mutuum is redefining low-risk DeFi. Meanwhile, XRP, trading at $2.45, continues to demonstrate its value as a regulatory-safe, utility-rich hedge, significantly outperforming DOGE. Both projects offer strong fundamentals and real-world applications, positioning them as smart investment choices for 2025. Investors are encouraged to secure their MUTM allocation before Phase 5 closes.