XRP News Today: Mutuum Finance Raises $11.4 Million in Presale, XRP Momentum Fades

Ripple’s XRP has shown limited momentum in 2025, despite favorable regulatory developments and institutional partnerships. Analysts suggest that the upside for XRP may already be priced in, limiting its potential for significant gains in the near term. The cryptocurrency remains within a narrow price range, indicating a lack of strong upward momentum.

In contrast, attention is shifting towards Mutuum Finance (MUTM), a low-priced DeFi protocol that is gaining traction. MUTM is currently in the fifth stage of its presale, with tokens priced at $0.03. The project is set to launch at $0.06, ensuring a minimum return on investment of 100% for buyers in the current phase. Technical analysts are eyeing a long-term trajectory for MUTM, with some forecasts suggesting it could reach $5 or even $10 by the end of 2025.

XRP, priced at $2.19, has seen positive developments in the SEC vs. Ripple lawsuit, with Ripple withdrawing its appeal over XRP sales. This has enhanced institutional trust and increased the adoption of XRP. However, the growing interest in newer projects like Mutuum Finance is diverting attention away from major cryptocurrencies like XRP.

Mutuum Finance’s presale is picking up pace, with over 12,600 investors participating and raising more than $11.4 million. The project offers a 16.67% return on investment for buyers in the current phase, with the price set to increase to $0.035 in the next phase. Mutuum Finance stands out in the crypto market with its dual-lending platform and upcoming USD-pegged stablecoin, offering actual utility and security at scale.

Mutuum Finance is set to launch a stablecoin pegged to the US dollar on the Ethereum network. The project has been audited by CertiK, a blockchain security company, providing evidence of its readiness for institutional-grade transparency. Additionally, Mutuum Finance has launched a Bug Bounty Program in cooperation with CertiK, offering $50,000 USDT in rewards to enhance security and sustainability.

To celebrate its fast-paced growth, Mutuum Finance is offering a $100,000 giveaway, with ten winners receiving $10,000 worth of MUTM tokens each. The project has also introduced a live leaderboard of the top 50 MUTM token holders, who will be awarded special bonus rewards, adding a gamified touch to the presale and making it more engaging for participants.

While XRP’s momentum may be fading, Mutuum Finance is surging. With over 12,600 investors, $11.4 million raised, a CertiK audit, a $50,000 bug bounty, and a $100,000 giveaway, Mutuum Finance is emerging as a serious contender in the crypto market. Early buyers are eyeing a 100% return on investment, and the project’s potential for growth is attracting significant attention.