XRP News Today: Mutuum Finance (MUTM) Presale Sees 45% Sold, 16.67% Price Hike Imminent

In June 2025, the crypto market is experiencing a surge in momentum, driven by an influx of institutional funds. Investors are keenly scanning the market for new opportunities, particularly in altcoins, as they seek to capitalize on the upcoming altcoin season. One of the standout projects that savvy investors are focusing on is Mutuum Finance (MUTM), which is currently in its presale phase and is expected to deliver significant gains.

Mutuum Finance (MUTM) has garnered substantial attention, with a following of over 10,500 on X. The project is built as a decentralized non-custodial protocol, allowing users to participate as lenders, borrowers, or liquidators. Lenders can deposit their funds into the protocol’s pools to earn interest, which is based on the pool utilization rate. As the number of loans increases, the utilization rate rises, leading to higher interest rates. This encourages borrowers to repay their loans and attracts more lenders to the pools, creating a positive feedback loop that ensures optimal capital efficiency. Lenders receive mtTokens when they deposit assets, which represent the value of their deposit plus any accrued interest, making it easy to track interest payments without the need for active claiming or compounding.

Mutuum Finance (MUTM) has undergone a code audit by CertiK, receiving positive results and a Token Scan Score of 80. The project's protocol design and the team's commitment to transparency and security make it a promising prospect for explosive gains in 2025. The current phase 5 of the presale offers tokens at a 50% discount, with 45% of the tokens already sold. Over $10.95 million has been raised from around 12,350 presale buyers, indicating strong participation from the crypto community. The token price is set to increase by 16.67% in the upcoming phase, ending the opportunity for a 100% guaranteed ROI based on the current price of $0.03 per token.

Another altcoin gaining traction is XRP, created by Ripple Labs. Despite facing legal challenges, 2025 has been a positive year for XRP. The SEC lawsuit is nearing its conclusion, and Ripple is expanding its solutions in the Middle East and Asia. RippleNet has seen growing adoption in Japan and Singapore, where major institutions have integrated it into their services. The recent upgrade to the XRP ledger allows for native support for issuing assets, expanding its role beyond remittances and positioning it as a complete layer 1 for tokenization and DeFi. However, XRP still has a long way to go before it can replace SWIFT and its legacy systems.

Polkadot (DOT) is another project that has shown new momentum in June 2025. As a multi-chain powerhouse built for scalability using parachains, DOT has introduced a new feature called Asynchronous Backing, which boosts throughput by 10x. Additionally, community governance has been implemented, giving more control to the community. While these improvements are promising, they have not had as much of an impact as expected, making Mutuum Finance (MUTM) a more attractive option for bigger gains.