XRP News Today: JP Morgan's XRP Move Could Signal Institutional Crypto Turnaround

Reports have emerged suggesting that JP Morgan is quietly accumulating XRP, a move that could significantly impact the institutional adoption of the cryptocurrency. Crypto commentator John Squire highlighted this potential development on X, calling it a "game-changer for institutional crypto adoption." The timing aligns with the ongoing regulatory review of several spot XRP ETF applications by the U.S. Securities and Exchange Commission (SEC). If true, such institutional accumulation would signal growing confidence in XRP and could catalyze broader market adoption [3].

Supporting this narrative, JP Morgan has already conducted a market sizing analysis titled “Sizing up the XRP ETP Opportunity.” The report estimates that XRP could generate between $4.3 billion and $8.4 billion in its first year after the launch of an exchange-traded product. The report also highlights XRP’s low transaction costs—approximately $0.0004 per transaction—as a key advantage over other major cryptocurrencies like Ethereum and Bitcoin [1]. These economic efficiencies could make XRP particularly attractive for institutions seeking cost-effective settlement solutions.

Ripple’s strategic developments are also contributing to the narrative. The company has been expanding its footprint in global payment systems, including its work with partners like OpenPayd to integrate XRP into cross-border payment corridors. In Europe, Ripple's technology is now compatible with the SEPA Instant Credit Transfer and the UK's Faster Payments Service, two of the region’s most advanced real-time payment systems. These integrations position XRP as a bridge asset that can facilitate swift, low-cost transactions across jurisdictions [1].

Additionally, Ripple is preparing to launch its stablecoin, Ripple USD (RLUSD), in Japan during the first quarter of 2026. RLUSD, which is backed by U.S. dollar deposits and other cash assets, has already achieved a market cap of $666 million as of August 2025. This stablecoin rollout, through SBI VC Trade, aligns with regulatory developments in Japan, which is expected to approve its first official stablecoins soon. The move reinforces Ripple's broader strategy to position XRP and its ecosystem as viable, real-world financial infrastructure [1].

Meanwhile, market sentiment toward XRP appears cautiously optimistic. Analysts have noted that the SEC’s recent decision to dismiss its appeals with Ripple has removed a significant regulatory overhang, potentially paving the way for greater institutional participation. Some experts, like Maxi, have maintained a bullish outlook on XRP, citing its historical trends and the asset’s role in cross-border payments. He projects that XRP could eventually reach a price range of $8–$10, based on its utility-driven adoption and market-cap growth potential [2].

However, not all voices in the crypto space share this optimism. Skeptics argue that XRP’s future remains uncertain, particularly given the competitive landscape involving stablecoins and central bank digital currencies (CBDCs). Critics also question the reliability of reports suggesting institutional accumulation, with some accusing proponents of inflating expectations without concrete evidence [3]. Despite this, the broader market has shown increasing institutional interest, as evidenced by the $1 billion open interest reached by XRP futures on the Chicago Mercantile Exchange (CME) within three months of their launch [4]. This milestone is often seen as a sign of deepening institutional engagement and growing confidence in the asset.

As the SEC continues to review multiple spot XRP ETF applications, including those from Franklin Templeton, WisdomTree, and Grayscale, the regulatory timeline remains a critical factor. The first major decision is expected by October 18, with other approvals potentially following soon after. If these ETFs are approved, they could unlock billions in institutional capital for XRP, significantly boosting liquidity and trading volumes [5]. The outcome of these decisions will be pivotal in determining XRP’s trajectory in the next phase of its adoption.

Source:

[1] Here Are 4 Major XRP Developments You Might Have ... (https://www.mitrade.com/insights/news/live-news/article-3-1063693-20250823)

[2] Ripple Builds Oracle, Driving XRP Toward $10 Milestone (https://coinpaper.com/10734/ripple-enters-the-oracle-space-with-game-changing-solution-xrp-s-10-dream-intensifies)

[3] Rumor: JP Morgan Is Quietly Accumulating XRP (https://timestabloid.com/rumor-reports-suggest-jp-morgan-is-quietly-accumulating-xrp/)

[4] XRP Futures $1 Billion OI Milestone Paves Way for Spot XRP ETF Approval (https://finance.yahoo.com/news/xrp-futures-1-billion-oi-085004871.html)

[5] Dogecoin, XRP, SUI ETFs Incoming? October Could Spark ... (https://finance.yahoo.com/news/dogecoin-xrp-sui-etfs-incoming-162748411.html)