XRP News Today: Institutional Moves and Fed Hopes Fuel XRP's Path to $5

Bullish technical patterns and institutional interest are driving renewed attention to XRP, with analysts identifying potential for a rebound toward key resistance levels and broader structural catalysts. On-chain data reveals significant whale activity, including a $706 million transfer linked to Kraken, which suggests institutional and large-holder accumulation [1]. The move shifted XRP from cold to hot storage, signaling readiness for liquidity events. Despite a drop below $3 to test support near $2.81, the asset is consolidating rather than capitulating, with buyers continuing to absorb supply at these levels.

Technical indicators present a mixed but cautiously optimistic outlook. XRP-USD has broken out of a falling wedge on the daily chart, a pattern historically associated with bullish continuation. Price remains just below $3.50, a critical resistance level. A successful breakout could pave the way for a rally toward $5, while a failure to sustain above $2.75 increases the risk of a pullback toward $2.65 [1]. Short-term momentum remains bearish, with the MACD entering negative territory and RSI dipping below 50. However, broader structural factors, including Federal Reserve policy and liquidity dynamics, remain supportive of a potential upward trajectory.

Macroeconomic conditions, particularly the anticipated 25-basis-point rate cut at the next FOMC meeting, could provide a tailwind for XRP and other digital assets. Historically, Fed easing has coincided with upward moves in altcoins, and XRP’s positioning near key technical levels may benefit from this liquidity injection. Analysts note that a dovish pivot could also ease investor caution, as reflected in the Crypto Fear and Greed Index swinging toward neutral territory [1].

The potential approval of spot XRP ETFs by October 2025 is another key catalyst. Filing activity from major issuers including WisdomTree, 21Shares, and Franklin Templeton signals growing institutional interest. Scenario analysis from market desks projects inflows of $5–8 billion by November 2025, with additional flows from futures arbitrage and RIA allocations potentially adding $5–10 billion. These inflows could create sharp repricing in a market with limited free float liquidity, with some models projecting price targets as high as $50 by December 2025 [1].

Longer-term, the XRP Ledger (XRPL) is seen as a potential game-changer. Analysts estimate that if the ledger captures 10% of global asset tokenization by 2030—approximately $50 trillion in assets—XRP could theoretically trade at $473,214. While speculative, such projections highlight the token’s potential beyond its current use cases in cross-border payments and settlements. More immediate forecasts remain grounded in a $5–6 target range if macroeconomic conditions and ETF approval align [1].

Korean institutional demand has also emerged as a key support factor. On-chain data shows Korean exchanges absorbing 16 million XRP during a recent selloff, effectively absorbing retail selling pressure and reinforcing support around $2.85. South Korea’s history of speculative crypto activity, including the "Kimchi Premium" effect, positions the region as a potential catalyst for XRP’s next leg higher [3]. Meanwhile, a multi-year double-bottom pattern identified by market strategist EGRAG strengthens the case for a rally into double digits [2]. If XRP breaks above the $3.02 resistance, it could target levels between $22 and $27, depending on the strength of institutional accumulation and broader market sentiment.

Source: [1] Ripple XRP Price Forecast: $706M Whale Transfer Signals Next XRP-USD Price Surge (https://www.tradingnews.com/news/ripple-xrp-price-forecast-706m-usd-whale-transfer-signals-next-xrp-usd-price-surge) [2] XRP Double Bottom Pattern Fuels Case for Rally Into Two Digits (https://thecryptobasic.com/2025/09/06/xrp-double-bottom-pattern-fuels-case-for-rally-into-two-digits/) [3] XRP Bullish Patterns Point to $5 as Korean Buyers Start to (https://finance.yahoo.com/news/xrp-bullish-patterns-point-5-052559876.html)