XRP News Today: Institutional Gateways Open as XRP Eyes ETF Breakthrough

Analysts have issued warnings to XRP holders, emphasizing the potential for significant gains if the token is not sold prematurely. This advice comes amid ongoing debates over XRP’s future in the blockchain and financial services sectors. According to several market experts, the token is positioned to benefit from upcoming developments, including the approval of spot ETFs and regulatory clarity following the resolution of the long-standing SEC vs. Ripple lawsuit.

The XRP Ledger (XRPL) has struggled to keep pace with major competitors like Ethereum and Solana in the decentralized finance (DeFi) space. As of the latest data, the XRPL’s total value locked (TVL) stands at $87.85 million, a stark contrast to Ethereum’s $96.9 billion and Solana’s $11.27 billion. Additionally, XRP’s decentralized exchange volume remains well below $70,000 daily, compared to the much higher figures seen on Ethereum and Solana. These metrics highlight the challenges XRP faces in gaining traction among developers and institutional players who are drawn to networks with substantial network effects and active on-chain activity [1].

Despite these challenges, Ripple has continued to introduce upgrades aimed at stimulating XRPL usage. These include the deployment of Automated Market Makers (AMMs) with new liquidity pools, the launch of its stablecoin RLUSD, and the addition of a native USDC on the XRP Ledger. Furthermore, the introduction of an EVM sidechain has aimed to improve compatibility with Ethereum-based applications, potentially broadening XRP’s appeal in the blockchain ecosystem [1].

Market analysts have expressed cautious optimism, particularly with the increasing likelihood of a spot XRP ETF approval. The odds of approval have risen to 87%, according to market data platforms like Polymarket. The potential approval of an XRP ETF could catalyze a surge in demand for the token, similar to what was observed with Bitcoin and Ethereum ETFs, which have attracted billions in assets. Several ETF applications are pending a decision, with key deadlines between October and November 2025. If approved, these ETFs could provide a pathway for institutional investors to access XRP without directly holding the token, thereby increasing its legitimacy and liquidity [6].

From a technical standpoint, XRP’s price has been consolidating and appears to be forming a bullish pattern on the daily chart. A breakout above the $3.00 psychological level could signal the start of a new upward trend, with potential targets at $3.66 and beyond. Analysts point to the formation of a bull flag pattern, a technical indicator suggesting a continuation of the previous upward trend following a period of consolidation. If confirmed, this could lead to a 77% increase from the current price. However, the path to this target includes key resistance levels such as the 50-day SMA at $3.08 and the multi-year high of $3.66, which must be overcome for the bullish scenario to play out [7].

Institutional adoption and regulatory developments remain central to XRP’s future. Ripple’s legal victory in its case against the SEC has clarified the token’s status as a non-security in most retail contexts, although institutional sales still require regulation. This ruling has provided a degree of regulatory clarity that could attract more institutional interest in the XRP ecosystem. Additionally, the proposed fast-tracking of crypto ETF approvals by major exchanges could accelerate the timeline for XRP ETF listings, further enhancing the token’s appeal to a broader range of investors [8].

Source: [1] Now That XRP is Dead, What's Next? Swift Executive Calls ... (https://finance.yahoo.com/news/now-xrp-dead-next-swift-105438346.html) [2] Is XRP the Smartest Cryptocurrency to Buy With $1000 ... (https://www.nasdaq.com/articles/xrp-smartest-cryptocurrency-buy-1000-right-now) [3] XRP Price Prediction: Is Triple-Digit Target Incoming? (https://coinpedia.org/news/xrp-price-prediction-is-triple-digit-target-incoming/) [4] XRP Knocked Out of Top 3 by USDT Following Sharp Drop (https://cryptopotato.com/xrp-knocked-out-of-top-3-by-usdt-following-sharp-drop/) [5] Bybit - Markets, Trading Volume & Trust Score (https://www.coingecko.com/en/exchanges/bybit_spot) [6] What's next for XRP price as ETF approval chances hit 87%? (https://crypto.news/whats-next-for-xrp-price-as-etf-approval-chances-hit-87) [7] Classic XRP price chart pattern targets $5 as spot ETF ... (https://cointelegraph.com/news/classic-xrp-price-chart-pattern-5-spot-etf-reality-draws-closer) [8] What to expect from XRP price if the SEC green-lights ETFs (https://www.fxstreet.com/cryptocurrencies/news/ripple-price-forecast-how-the-sec-could-fast-track-approval-of-xrp-etfs-202509021715)