XRP News Today: *Institutional Bets and PayFi Rise Shape the Next Crypto Era*

The crypto markets remain in a state of flux as XRP and Ethereum dominate headlines, with a growing narrative around PayFi projects like Remittix (RTX) emerging as a potential disruptor. XRP, currently trading around $2.84, faces technical resistance at $2.88–$2.89, with analysts monitoring whether a breakout could lead to a surge toward $5, a level not seen since 2021. Meanwhile, Ethereum ETFs continue to draw attention, though recent outflows have sparked questions about investor sentiment. Amid this backdrop, Remittix is quietly gaining traction as a PayFi innovator bridging traditional finance and blockchain-based remittances.

XRP’s price movement has been closely tied to the regulatory outlook for spot ETFs. With 15 applications under review by the SEC—more than any other altcoin—the odds of approval have climbed to 87% on Polymarket, a significant increase from 64% in early August. Analysts like Nate Geraci and Bloomberg’s Eric Balchunas have expressed confidence in approval, with Geraci suggesting the probability is near 100%. If approved, XRP is expected to experience a surge in institutional demand, similar to what occurred with Bitcoin and Ethereum ETFs, potentially pushing the price toward $5, $10, or even $16, depending on market conditions and broader crypto trends.

Technical analysis supports the bullish case for XRP. The asset has formed a classic bull flag pattern on the daily chart, with resistance levels at $3.08 and $3.66 looming ahead. A breakout above $3 would confirm the pattern’s validity, potentially setting the stage for a 77% move toward $5. However, bulls must first defend support around $2.73 to avoid a deeper correction. Volume data also suggests active participation from institutional investors, with 340 million XRP tokens recently added to portfolios, a sign of accumulating confidence ahead of expected regulatory decisions in October.

Ethereum, on the other hand, has shown mixed signals. While its price remains stable near $4,336, recent outflows from Ethereum ETFs stand in contrast to Bitcoin’s inflows. Over four days, Ethereum ETFs experienced a net outflow of $505.4 million, a reversal from the month-long trend of inflows that had previously driven price gains. This divergence in investor behavior has raised questions about Ethereum’s role in the broader market, especially as Bitcoin ETFs continue to draw capital. Analysts suggest that Ethereum’s performance may hinge on broader market sentiment and the resolution of XRP ETF approvals, which could shift institutional focus to alternative crypto assets.

Amid the regulatory developments, PayFi is emerging as a compelling narrative in the crypto space. Remittix, a project focused on cross-border payments, has gained attention for its innovative use of blockchain technology to facilitate real-time fiat and crypto transactions. With support for 40+ cryptocurrencies and 30+ fiat currencies, the platform aims to reduce remittance costs and improve financial accessibility for freelancers and businesses. The project has raised over $23.7 million in its presale, selling 643 million RTX tokens. With confirmed listings on BitMart and LBank and a planned beta wallet launch in Q3 2025, Remittix is positioning itself as a serious contender in the PayFi space.

The growing interest in PayFi reflects a broader shift in the crypto market toward utility-driven projects. While XRP and Ethereum remain central to regulatory and technical discussions, projects like Remittix are attracting attention for their real-world applications in payments and remittances. As institutional adoption of crypto continues to evolve, the success of these projects may depend on their ability to solve tangible problems in global finance while navigating the changing regulatory landscape.

Source:

[1] How High Will XRP's Price Go if All Ripple ETFs Are Approved in 2025? 3 AIs Give Big Predictions (https://cryptopotato.com/how-high-will-xrps-price-go-if-all-ripple-etfs-are-approved-in-2025-3-ais-give-big-predictions/)

[2] XRP Holds $2.84 After V-Shaped Recovery from Midday Lows (https://www.coindesk.com/markets/2025/09/05/xrp-holds-usd2-84-after-v-shaped-recovery-from-midday-lows)

[3] Classic XRP Price Chart Pattern Targets $5 as Spot ETF Reality Draws Closer (https://cointelegraph.com/news/classic-xrp-price-chart-pattern-5-spot-etf-reality-draws-closer)

[4] Remittix (RTX) Revolutionizes Cross-Border Transactions with Blockchain and Banking Integration, Offering Speed, Transparency, and Cost-Effectiveness (https://www.taxtmi.com/news?id=29173)

[5] Ripple Struggles Continue As PayFi Altcoins Like Remittix Gain Momentum (https://www.digitaljournal.com/pr/news/binary-news-network/xrp-news-today-ripple-struggles-1251456357.html)

[6] ETH to USD: Ethereum Price in US Dollar (https://www.coingecko.com/en/coins/ethereum/usd)