XRP News Today: Institutional Bet: XRP’s ETF Gamble Could Unlock $5 Billion in 40 Days

XRP, the digital asset developed by Ripple, is currently the subject of heightened speculation regarding its potential price trajectory. Some analysts believe that the token could rise to $13 within the next 40 days, driven by growing institutional interest and regulatory developments. Steven McClurg, CEO of Canary Capital, has expressed optimism, forecasting that an XRP-based ETF could attract over $5 billion in inflows during its first month of trading. This projection is based on XRP’s unique position in cross-border financial services and its increasing adoption among institutional investors [2].

Support for XRP’s potential comes from the broader landscape of crypto ETF applications. As of August 2025, more than 90 altcoin ETFs are pending approval from the U.S. Securities and Exchange Commission (SEC), with XRP and Solana among the most frequently proposed assets [1]. James Seyffart, a Bloomberg ETF analyst, has estimated a 95% chance of approval for XRP, Solana, and Litecoin ETFs by the end of 2025, reinforcing expectations that institutional demand for XRP will surge if such products are launched [1]. This optimism is also reflected in the market, where the probability of an XRP ETF approval has risen to 87% on prediction market Polymarket over the past 24 hours [2].

However, not all analysts are bullish. AdrianoFeria.eth, a crypto analyst on X, has voiced skepticism, warning that an XRP ETF could signal the beginning of the end for the asset due to a lack of meaningful institutional interest. Critics argue that XRP lacks the narrative strength of Bitcoin or Ethereum, which have established themselves as foundational pillars of the crypto ecosystem [1]. This sentiment is supported by Santiment data showing that large XRP holders, or “whales,” have sold over $6 billion worth of XRP within a three-week period. However, recent data indicates that whale buying activity has resumed, with approximately 350 million XRP coins acquired in the last two weeks, worth $984 million [2].

Despite these concerns, the growing institutional and central bank adoption of XRP remains a strong tailwind. Ripple’s expansion into cross-border payment networks and the launch of RLUSD, a stablecoin using XRP for transaction fees, are contributing to consistent demand for the token. Additionally, eight corporations across various industries have announced XRP treasury programs, collectively holding nearly $1 billion in XRP [5]. This institutional participation represents a shift from speculative investment to active integration in corporate finance and treasury management.

Projections for XRP’s price are varied but largely optimistic. Standard Chartered has forecasted a price target of $5.50 for XRP by the end of 2025, which would give it a market cap of over $320 billion [4]. Such a valuation would surpass Ethereum’s current market capitalization, assuming Ethereum remains below $2,000. While reaching $13 within 40 days is an ambitious target, some analysts believe that XRP could continue to outperform Bitcoin and Ethereum if ETF approval leads to a surge in institutional demand.

Bullish scenarios for XRP are also supported by broader market dynamics. As of April 2025, XRP was the top-performing asset among the top 25 cryptocurrencies in year-to-date gains, outpacing both Bitcoin and Ethereum [4]. The pro-crypto shift under the new SEC leadership, particularly with Chairman Paul Atkins, is seen as a key catalyst for increased regulatory clarity. If combined with XRP ETF approval and continued growth in institutional adoption, the conditions for a significant price rally are aligning. Analysts continue to monitor XRP’s price action and market sentiment closely, with many believing that the token could see substantial gains in the coming months, especially if it continues to outperform its major competitors.

Source:

[1] Crypto analyst warns XRP ETF will mark 'beginning of the end' (https://finance.yahoo.com/news/crypto-analyst-warns-xrp-etf-193131671.html)

[2] XRP ETF approval seen to unlock $5bn bonanza, but 'people ... (https://www.dlnews.com/articles/markets/xrp-etf-seen-to-unlock-5bn-in-inflows/)

[3] XRP ETF approval seen to unlock $5bn bonanza, but 'people ... (https://finance.yahoo.com/news/xrp-etf-approval-seen-unlock-121250497.html)

[4] As Top Performer of 2025, Will XRP Outrank ETH Soon? (https://cryptorank.io/news/feed/bb334-xrp-top-performer-2025-outrank-eth)

[5] Here's How Much 1 XRP Could Be Worth If Bitcoin's Market ... (https://thecryptobasic.com/2025/08/29/heres-how-much-1-xrp-could-be-worth-if-bitcoins-market-cap-reaches-21t/)