XRP News Today: GENIUS Act Drives 100% Compliance Boost for Ripple’s XRP

Versan Aljarrah, co-founder of Black Swan Capitalist, has predicted that Ripple’s upcoming stablecoin, RLUSD, could become the U.S. Treasury’s primary tool for globalizing the digital dollar. This prediction comes after the approval of the GENIUS Act, a significant milestone in U.S. crypto regulation. The legislation aims to streamline oversight and strengthen trust in stablecoins, but industry leaders believe its impact could extend far beyond basic compliance.

Aljarrah suggests that the GENIUS Act may pave the way for RLUSD and XRP to rival and eventually surpass Tether’s USDT dominance. He explains that RLUSD operates as a fully compliant, institution-grade U.S. dollar stablecoin, backed 1:1 by dollar deposits, short-term U.S. Treasuries, and other cash equivalents, and issued natively on the XRPL. By tokenizing U.S. debt and integrating it with XRP’s liquidity layer, RLUSD can enable real-time, cross-border settlements, which Aljarrah sees as crucial for a post-SWIFT world.

Aljarrah’s vision includes central banks’ record-breaking gold purchases, mounting pressure on the dollar, and rising deficits as evidence that the U.S. has exhausted its traditional monetary tools. He proposes repricing gold, tokenizing sovereign debt, and building the system on XRP to restore credibility without triggering default. While RLUSD is currently backed by Treasuries and cash, Aljarrah envisions a future where a gold-backed stablecoin on the XRPL delivers transparency, liquidity, and global credibility. He frames the next evolution as a gold-backed Treasury token that can rebuild trust and restructure debt without weakening the dollar.

Aljarrah argues that the GENIUS Act establishes the foundation for compliant, Treasury-backed digital assets and is already driving capital away from opaque stablecoins like Tether toward regulated alternatives like RLUSD. He points out that Ripple has fully deployed its infrastructure and that XRP already bridges tokenized assets across networks, signaling that the shift is well underway. Aljarrah urges early movers to position themselves now, as the new financial system continues to take shape. He concludes, “That’s why I always say don’t sell your $XRP. It’s not just another altcoin, it’s the new financial plumbing, and it’s becoming monetary policy right before your eyes. The GENIUS Act isn’t just regulation, it’s the catalyst.”

The GENIUS Act is reshaping the digital asset space, boosting compliant stablecoins like RLUSD and fueling bullish sentiment around Ethereum. Meanwhile, Tether’s USDT faces growing scrutiny, though it has three years to align with the new regulations. With its CEO hinting at a U.S.-focused stablecoin, the market appears set for a shift, where compliance, transparency, and institutional-grade infrastructure will define the next phase of dominance.

The GENIUS Act, recently passed by the U.S. House and signed into law, has significantly impacted the cryptocurrency market, particularly fueling the rise of Ripple's XRP. This legislation aims to reduce regulatory obstacles, promote green mining practices, and support scalable cryptocurrencies that demonstrate efficiency and compliance. The passage of the GENIUS Act has been a pivotal moment for the crypto industry, as it addresses key issues related to digital asset taxation, securities, and stablecoin regulation.

The GENIUS Act has driven a surge in XRP prices, with the cryptocurrency reaching new all-time highs. This surge was underpinned by record demand and increased futures open interest, reflecting the market's optimism and confidence in Ripple's technology and compliance with the new regulatory framework. The legislation has also had a broader impact on the crypto market, with XRP and other cryptocurrencies experiencing significant gains. The passage of the GENIUS Act, along with the CLARITY Act and the FIT21 package, has provided clarity and stability to the digital asset market, fostering an environment conducive to innovation and growth. This regulatory clarity has been particularly beneficial for Ripple, as its RLUSD stablecoin meets the strict requirements of the GENIUS Act, including 1:1 reserves, as highlighted by analyst Paul Barron.

The GENIUS Act's focus on green mining practices and scalable cryptocurrencies aligns with Ripple's commitment to sustainability and efficiency. Ripple's technology, which enables fast and low-cost transactions, has gained traction in the market, with Ripple Ledger activity spiking. This increased activity, coupled with a golden cross and bullish breakout, has further fueled XRP's meteoric rise, surpassing and leaving other cryptocurrencies, including Bitcoin, in the dust.

The GENIUS Act's impact on Ripple and the broader crypto market underscores the importance of regulatory clarity and support for innovation. As the U.S. continues to position itself as a leader in digital currency regulation, Ripple is well-positioned to capitalize on the opportunities presented by the GENIUS Act, driving further growth and adoption of its technology. The legislation's focus on efficiency, compliance, and sustainability aligns with Ripple's core values, setting the stage for continued success in the rapidly evolving crypto landscape.