XRP News Today: Gemini Overtakes Coinbase on App Store With XRP-Rewards Credit Card Launch

Gemini, the cryptocurrency exchange co-founded by Cameron and Tyler Winklevoss, has surpassed Coinbase in the App Store rankings in the U.S. finance category following the launch of its XRP-rewards credit card in collaboration with Ripple and Mastercard. The limited edition metal card offers up to 4% in XRP rewards instantly, with no waiting period, and has generated significant user engagement. Sensor Tower data showed Gemini moving to 16th place in the finance category, overtaking Coinbase, which ranked at 20th at the time of publication [1]. Earlier on Aug. 6, Gemini had been ranked 117th while Coinbase occupied 26th, underscoring the dramatic shift in user interest following the product announcement [2].

App Store rankings are influenced by factors such as keywords, downloads, user reviews, app performance, and retention, according to App Tweak. The Winklevoss twins highlighted the significance of the milestone, with Tyler Winklevoss stating, “The flippening is accelerating,” referencing a growing shift in market dynamics. Ripple Labs CEO Brad Garlinghouse also celebrated the launch, calling it a milestone for the XRP community [3].

The XRP Mastercard is part of Gemini’s broader effort to integrate digital assets into everyday spending. The card supports RLUSD, a stablecoin backed by real-world assets, and aims to provide a seamless experience for users who want to transact with crypto without fully converting to traditional currency. This aligns with the company’s recent expansion into listing XRP and other major tokens, as well as its decision to list RLUSD. Gemini’s strategy reflects a wider industry trend toward utility-based tokens and real-world asset-backed stablecoins [4].

While Coinbase continues to dominate in trading volume—recording $4.54 billion in the past 24 hours, compared to Gemini’s $382.49 million—Gemini’s targeted innovation appears to be resonating with users seeking tangible use cases for digital assets [5]. The XRP Mastercard taps into the growing appeal of “crypto-native” rewards programs, where users can earn and spend digital assets simultaneously.

Analysts have noted that the timing of Gemini’s product launch coincided with renewed optimism around XRP’s price performance. Although the token has yet to break above key resistance levels, the launch could serve as a catalyst for further appreciation. Additionally, Gemini is positioning itself as a leader in transparency and real-world utility by incorporating RLUSD into its offerings, which may appeal to both retail and institutional users [6].

The success of the XRP Mastercard will depend on several factors, including regulatory clarity and broader market adoption. XRP has faced regulatory challenges, particularly in the U.S., where the SEC has raised questions about its classification. However, Ripple has been working to address these concerns, and the launch of the Gemini card indicates continued faith in XRP’s potential for consumer applications [7].

For now, Gemini’s product has struck a chord with users, and the broader crypto community has taken notice. As the market evolves, the integration of crypto into everyday spending is likely to become a key differentiator for exchanges and fintech platforms. Gemini’s XRP Mastercard represents a significant step in that direction, and the coming months will reveal whether this trend continues to gain momentum [8].

Sources:

[1] CoinMarketCap. (2025). [https://coinmarketcap.com/community/articles/68ad4d5bbdf79f269a0419d9/](https://coinmarketcap.com/community/articles/68ad4d5bbdf79f269a0419d9/)