XRP News Today: Gemini Launches XRP Credit Card Offering Up to 4% Cashback in Crypto

Gemini has launched the XRP Edition of its credit card, allowing users to earn cashback in XRP on everyday purchases such as fuel, electric vehicle (EV) charging, rideshares, dining, and groceries. The program offers tiered rewards—up to 4% on gas, EV charging, and rideshares; 3% on dining; 2% on groceries; and 1% on all other purchases [1]. This marks a strategic step to integrate XRP into mainstream spending and deepen the relationship between Gemini and Ripple. The card is issued by WebBank and builds on prior collaborations between the two entities [2].

The XRP Credit Card is a limited edition product and is available exclusively to U.S. customers. Rewards are automatically deposited into users’ Gemini wallets, offering a seamless and user-friendly experience. The card includes standard features such as fraud protection and no annual fees, making it competitive with traditional credit card offerings [3]. Gemini also announced that it now supports transactions using Ripple’s RLUSD stablecoin, further enhancing its utility for everyday spending [4].

The introduction of the XRP Credit Card aligns with broader industry trends where digital assets are increasingly being incorporated into traditional financial products. By providing a tangible and rewarding use case for XRP, Gemini is fostering greater adoption among both existing crypto users and newcomers. Analysts suggest that the rewards structure may encourage more people to hold and use XRP, potentially enhancing its utility and market perception [5].

Early feedback from users has been positive, with one report noting a 453% increase in XRP rewards for early participants [6]. This suggests that the card may attract a significant user base, especially among those who are already invested in Ripple’s ecosystem. The move is also seen as a demonstration of XRP’s growing legitimacy in the financial space, particularly in the U.S., where the token has gained regulatory clarity in recent months [7].

By enabling consumers to earn XRP while making routine purchases, Gemini and Ripple are redefining how individuals interact with digital assets in their daily lives. This initiative underscores the evolving role of cryptocurrencies in mainstream finance and could set a precedent for more integrated financial products in the future [8].

Source:

[1] Gemini Trust, Gemini Releases XRP Edition of the Gemini Credit Card and Broadens (https://www.gemini.com/blog/gemini-releases-xrp-edition-of-the-gemini-credit-card-and-broadens)

[2] PYMNTS.com, Gemini and Ripple Launch Credit Card Offering Rewards ... (https://www.pymnts.com/cryptocurrency/2025/gemini-ripple-launch-credit-card-offering-rewards-crypto/)

[3] TradingView, Gemini Unveils XRP Credit Card With Crypto Rewards (https://www.tradingview.com/news/cryptonews:a80a01dea094b:0-gemini-unveils-xrp-credit-card-with-crypto-rewards-up-to-4-back-200-bonus/)

[4] Finance Magnates, Gemini Deepens Ripple Ties With XRP Credit Card ... (https://www.financemagnates.com/cryptocurrency/gemini-deepens-ripple-ties-with-xrp-credit-card-rlusd-expansion-ahead-of-ipo/)

[5] FXStreet, Can Gemini's XRP credit card trigger rally to new record ... (https://www.fxstreet.com/cryptocurrencies/news/ripple-price-forecast-xrp-eyes-300-breakout-as-gemini-debuts-xrp-focused-mastercard-202508251530)

[6] neobanque.ch, Gemini XRP Credit Card Review - Neobanque (https://neobanque.ch/blog/gemini-xrp-credit-card-review-2025/)

[7] Crypto Briefing, Gemini launches XRP credit card and expands RLUSD ... (https://cryptobriefing.com/gemini-launches-xrp-credit-card/)

[8] CoinDesk, Gemini and Ripple Launch XRP Credit Card Offering Up to ... (https://www.coindesk.com/business/2025/08/25/gemini-targets-xrp-army-with-new-credit-card-expands-ripple-usd-use-for-u-s-customers)