XRP News Today: Gemini AI Predicts XRP Price Range $2.7-$3.5 by July 2025

Google’s Gemini AI has predicted that the price of XRP will range between $2.7 and $3.5 by July 31, 2025. This forecast is based on a realistic near-term range, assuming no significant disruptions or changes in market conditions. The prediction highlights the potential for XRP to maintain a stable and upward trajectory over the next few years.

Gemini AI considered multiple factors in its prediction, including recent momentum, regulatory developments, and macroeconomic conditions. The AI highlighted Ripple’s continued expansion into real-world asset (RWA) tokenization, institutional partnerships, and U.S. political shifts favorable to crypto. These factors have created a more favorable environment for XRP, especially as use cases, such as tokenization, become more prominent.

One of the key elements shaping Gemini’s assessment is XRP’s regulatory status. Ripple recently dropped its appeal against the U.S. Securities and Exchange Commission (SEC), and Ripple CEO Brad Garlinghouse expects the SEC to do the same. With the end of the long-running legal battle on the horizon, XRP could be on the verge of a massive surge, as market participants anticipate an influx of institutional investors and adoption in the U.S. once the legal battle officially ends.

Gemini also considered the broader crypto market environment, particularly the role of Bitcoin. According to the AI model, XRP’s price performance is partially dependent on BTC remaining above $90,000 by late July. Historically, altcoins like XRP tend to benefit from strong Bitcoin-led market momentum, especially when accompanied by increased liquidity and capital inflows across the sector.

The XRP Ledger (XRPL) has been experiencing significant growth, with weekly payment transactions surging by over 430% in under two years. This growth is driven by the network's efficient design, which includes fast finality, low transaction fees, and built-in support for real-world asset tokenization. These features make XRPL an appealing option for enterprise use cases, particularly in cross-border payments. The integration of stablecoins, such as Ripple’s RLUSD and Circle’s USDC, has further expanded XRPL’s ecosystem and reinforced its role in the payment sector.

Institutional players, including major financial institutions, have shown interest in using XRP for payment flows within distributed ledger and wallet solutions. This interest underscores the growing acceptance and potential of XRP in the financial industry. The network's regulatory-friendly features and efficient design make it a strong contender in the evolving landscape of decentralized finance (DeFi) and tokenization.

The XRP Ledger is also nurturing a budding DeFi sector, with a total value locked nearing $60 million. While this figure is significantly lower than that of rivals like Ethereum, developers argue that XRPL is the bedrock of innovation in the DeFi space. The network hosts one of the longest-running decentralized exchanges, powered by a native order book rather than smart contracts. Features like auto-bridging and native liquidity pools have kept the DEX functional, although its adoption lags behind that of its rivals.

Recent updates, including an Ethereum Virtual Machine (EVM)-compatible sidechain, are expected to open XRPL to Ethereum-native decentralized apps. Other improvements, such as enhanced cross-chain capabilities, batch transactions, token escrow, and permissioned DEXs, are likely to drive increased network activity and position XRPL as a key player in the evolving DeFi landscape. These developments suggest that XRPL is poised for further growth and innovation, which could support the price predictions made by Gemini AI.