XRP News Today: FOMO and AI Tools Drive XRP Scam Surge, Ripple Urges Vigilance

Ripple's XRP community faces a surge in sophisticated scams exploiting AI-generated deepfakes and counterfeit livestreams, prompting urgent warnings from the company's blockchain development arm, RippleX. The alerts, issued across social media and official channels, highlight a troubling escalation in fraudulent activity targeting XRP holders, particularly amid heightened market interest linked to the recent launch of the first U.S. spot XRP ETF.

Scammers are leveraging artificial intelligence to create convincing videos impersonating Ripple executives, including CEO Brad Garlinghouse, to lure users into fake giveaways. These schemes often promise doubled returns on XRP deposits or airdrops in exchange for wallet access or upfront token transfers. Fraudulent content frequently appears in comment sections of official posts or via spoofed accounts on platforms like X and YouTube, creating a veneer of legitimacy. RippleX reiterated that no company representative would ever solicit funds, private keys, or investment participation through such channels, urging users to verify all offers via @Ripple and @RippleXDev.

The rise in scams coincides with a spike in XRP-related activity, including the ETF debut and regulatory milestones. Certik reported over $2.1 billion in crypto scam losses in the first half of 2025, with AI-fueled fraud surging 456% year-to-date. RippleX's warnings echo earlier legal battles, such as the company's 2020 lawsuit against YouTube to combat deepfake impersonations, which culminated in a content-removal agreement. Analysts attribute the trend to increased accessibility of AI tools and the heightened FOMO (fear of missing out) surrounding XRP's market movements according to experts.

The ETF launch, managed by Canary Capital and trading under the ticker XRPC, has drawn both institutional interest and fraudulent activity. The fund's debut on November 13, 2025, saw $58 million in trading volume, while exchange withdrawals of 149 million XRP signaled major accumulation ahead of the product's launch according to market data. Ripple's legal team has previously cautioned that scam attempts peak during regulatory victories or price surges, urging investors to remain skeptical of unsolicited offers.

For XRP holders, the risks are tangible. Scammers have revived tactics from past Ripple legal battles, such as fake "celebratory airdrops" following court wins against the SEC. In one notable case, a deepfake video purporting to feature Garlinghouse announced a 100 million XRP giveaway, which was swiftly debunked by the company according to reports. Experts stress that vigilance—such as verifying wallet addresses, avoiding unsolicited messages, and using two-factor authentication—is critical to mitigating losses.

As AI-generated fraud evolves, RippleX's repeated emphasis on official communication channels underscores the need for user education. With XRP's price fluctuating amid ETF-related volatility, the company's warnings serve as a reminder that technological innovation and regulatory progress must be paired with robust security practices to protect holders from exploitation.