XRP News Today: Fed's ISO 20022 Integration Boosts XRP's Cross-Border Appeal

The Federal Reserve (Fed) has integrated ISO 20022, a global financial messaging standard, into its Fedwire Funds Service, marking a significant step in modernizing and streamlining global payment processing. This development has sparked considerable interest in the cryptocurrency community, particularly for XRP, the third-largest cryptocurrency by market capitalization.

Market analyst Adex Crypt noted that in the past 12 hours, more than 14 million XRP have been pulled from the exchange Upbit, indicating a major outflow that suggests significant market movements. This withdrawal rate translates to over 1 million XRP exiting Upbit per hour. Such movements often imply that investors are planning to store their coins in cold wallets or long-term storage, reducing short-term selling pressure and supporting upward price movement.

Upbit has recently been in the spotlight due to its high daily XRP trading volume, highlighting the altcoin’s strategic role and growing dominance in the crypto ecosystem. The hodling behavior observed with XRP is deemed bullish as it edges closer to the psychological price of $3. At the time of this writing, XRP was hovering around the $2.85 zone.

Crypto analyst Lingrid pointed out that XRP has shown strong upward momentum after breaking through a final triangle structure and reclaiming the broken trendline resistance. The price is currently consolidating just below $3.00, and a continuation pattern above $2.90 could lead XRP directly into the $3.20 target zone.

ISO 20022 is a global financial messaging standard that enables seamless cross-border payments through richer data, stronger security, and improved compliance. With Fedwire now ISO 20022-compliant, blockchain projects aligned with the standard are well-positioned to become preferred solutions for banks and payment systems seeking faster, programmable settlement options. XRP is increasingly seen as a natural fit for Fedwire, thanks to its proven ability to enable real-time, low-cost cross-border transactions.

Ripple’s On-Demand Liquidity (ODL) is already in use by major financial institutions, and the adoption of ISO 20022 further boosts XRP’s appeal in the evolving payments landscape. ISO 20022 is more than a technical upgrade; it’s a strategic move toward fully interoperable, compliant global payments. XRP, built as a bridge asset for such ecosystems, stands to gain significantly. With the Fed’s shift aligning U.S. systems with global standards, RippleNet can now integrate more seamlessly into international payment networks.

Dan Gambardello, founder of Crypto Capital Venture, welcomed this development, stating that this is a very big deal for XRP, Stellar, Algorand, Quant, and Cardano. Fedwire is shifting to ISO 20022, a global financial messaging standard that flows data seamlessly across banks, institutions, and blockchains.

The Fed’s ISO 20022 launch marks a structural milestone in U.S. payment infrastructure. For XRP, this brings a rare alignment as a token already tuned for ISO-based enterprise rails just as those rails go live in one of the world’s largest banking systems. This creates a compelling institutional use case, potentially driving adoption, market momentum, and deeper integration into mainstream financial flows. However, the long-term impact depends on real-world execution, regulatory clarity, and continued ecosystem uptake.

As the Fed’s ISO 20022 takes center stage, XRP is expected to benefit from smoother cross-border operations as the altcoin continues to experience skyrocketing holding. This development underscores the potential for XRP to play a pivotal role in the future of global payments, aligning with the evolving standards and technologies that are reshaping the financial landscape.