XRP News Today: ETF Inflows Propel XRP Toward $2.60 as Mainstream Adoption Grows

Google Gemini has set a price target of $2.60 for XRP over the next two months, a forecast buoyed by the launch of 12 XRP-focused exchange-traded funds (ETFs) on U.S. markets. The surge in institutional and retail interest following these listings has driven XRP's price to a 24-hour high of $2.25, reversing a months-long downward trend and reigniting optimism in the cryptocurrency's technical outlook. The ETFs, including Franklin Templeton's XRPZ and Grayscale's GXRP, have injected $422 million in inflows since their debut, signaling a shift in capital flows toward regulated digital-asset products.

The ETF launches, which began on November 24, have provided investors with unprecedented access to XRP through traditional brokerage platforms. Grayscale's GXRP, structured as an exchange-traded product, rather than a 1940 Act-compliant ETF, allows investors to gain exposure to XRP without direct token ownership. Meanwhile, Franklin Templeton's XRPZ emphasized "regulated access to a foundational asset in global settlement infrastructure," according to David Mann, the firm's head of ETF product and capital markets. These products join earlier offerings like Amplify's XRP 3% Monthly Premium Income ETF (XRPM), which employs a covered call strategy to generate recurring income for investors.

XRP's price action has closely mirrored the ETF-driven momentum. After rebounding from the $2.00 support level-a key psychological barrier-the token climbed to $2.25, reversing a 15% decline from a month prior. On-chain data shows 200 million XRP moved off major exchanges within 48 hours of the ETF launches, suggesting a shift in holding patterns toward institutional or long-term investors. Technical indicators further reinforce the bullish sentiment: on-balance volume (OBV) has surged, reflecting stronger buying pressure on up days, while the RSI has recovered from oversold territory, hinting at potential for a $2.60 target.

The regulatory landscape has also cleared a major hurdle for XRP. In August 2025, a federal judge ruled that secondary-market sales of XRP are not securities, resolving a four-year legal battle between the SEC and Ripple. This decision has enabled banks and payment providers to adopt Ripple's On-Demand Liquidity solutions without prior regulatory uncertainty, potentially expanding XRP's utility in cross-border transactions. The XRP Ledger itself has hit a milestone of 4 billion processed transactions since its 2012 launch, underscoring its role as a high-throughput network for financial infrastructure.

Analysts project continued ETF-driven demand for XRP. Bloomberg Intelligence estimates over 100 XRP and other crypto ETFs will launch in the next six months, with products from Bitwise and Canary Capital already in the approval pipeline. The broader crypto market has also benefited, with Bitcoin and Ethereum rebounding to $86,000 and $2,800, respectively, as the sector's total market cap approached $3 trillion. However, XRP remains 15% below its late-summer peak of $3.00, and a sustained break above $2.20 resistance is needed to confirm the bullish case.

Google Gemini's $2.60 prediction aligns with historical price patterns, where XRP has repeatedly found support between $1.95 and $2.00. If the current rally holds, the token could test the $2.60 midpoint of its multi-month trading channel-a level that has historically acted as both support and resistance. With institutional inflows accelerating and regulatory clarity in place, XRP's trajectory appears increasingly tied to the success of its ETF ecosystem, which has transformed the asset from a speculative play into a mainstream financial product.