XRP News Today: ETF Approvals and Whale Moves Signal XRP's $10 Resurgence

The XRP token is drawing renewed attention as analysts speculate that regulatory clarity and exchange-traded fund (ETF) approvals in 2025 could propel its price toward $10, a level not seen since its 2018 peak. With Ripple's legal battle with the U.S. Securities and Exchange Commission (SEC) resolved in March 2025, XRP's commodity status has cleared the path for ETF filings, sparking optimism among investors. Seven U.S. spot XRP ETF applications are currently pending SEC approval, with major issuers like Bitwise, Grayscale, and WisdomTree leading the charge .

The potential for XRP ETFs has already triggered a surge in institutional interest. Whale accumulation of the token surged in late October, with on-chain data showing a reversal in the 30-day moving average of whale flows-a trend often preceding significant price rallies . Analysts at J.P. Morgan and Bloomberg project up to $3.5 billion in first-year inflows for XRP ETFs, with Nate Geraci, CEO of the Digital Asset Market Infrastructure Association, predicting a billion-dollar fund within months if approvals materialize .

Technical indicators also support a bullish case. XRP's cup-and-handle pattern, forming since 2020, suggests a potential breakout if macroeconomic and regulatory catalysts align. A breach of the $3.50 resistance level could validate the pattern, setting the stage for a multi-year rally to $4–$10 .

While XRP's future hinges on ETF approvals, a parallel narrative is unfolding in the real-world utility sector. Remittix (RTX), a PayFi project focused on cross-border crypto-to-fiat transfers, is attracting investors seeking tangible applications. Priced at $0.1166, RTX has raised over $27.7 million in private funding and secured CertiK audits, a critical factor for risk-averse investors . Its beta wallet, now available on iOS, enables instant transactions to bank accounts in 30+ countries, addressing a key pain point in global remittances.

"RTX is bridging the gap between crypto and traditional finance," said one analyst, noting that the project's 15% referral program and upcoming CEX listings on BitMart and LBank could accelerate adoption . With over 681 million tokens sold and a $250,000 community giveaway driving engagement, RTX is positioned as a 2025 altcoin contender.

The broader crypto ecosystem is also adapting to ETF trends. Solana (SOL), Hedera (HBAR), and Litecoin (LTC) recently launched U.S. spot ETFs, signaling growing institutional acceptance of altcoins . These products saw immediate inflows, with SOL ETFs alone attracting $10 million in trading volume within 30 minutes of launch. XRP's delayed approvals-paused by the U.S. government shutdown-have pushed deadlines to late 2025, but analysts remain confident in eventual clearance .

Market data underscores XRP's resilience. Traded at $2.62, the token maintains a $157.19 billion market cap despite a 0.76% 24-hour decline. Whale accumulation and the SEC's September 2025 generic listing standards for crypto ETFs further bolster confidence . Meanwhile, RTX's real-world use cases are gaining traction as investors move beyond speculative assets like Dogecoin and Cardano .

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