XRP News Today: Elon Musk's AI Platform Grok Predicts XRP Could Reach $200 If It Replaces SWIFT

Elon Musk’s artificial intelligence platform, Grok, has issued a bullish price prediction for XRP, envisioning a scenario where XRP fully replaces SWIFT as the backbone of international settlements. According to Grok, if XRP were to achieve this, its price could surge to triple digits, significantly reshaping the digital asset landscape.

Grok’s bullish case for XRP is based on a future where institutional trust in fiat currencies continues to erode due to excessive money printing and inflationary pressures. In such an environment, capital flight into cryptocurrencies could accelerate rapidly, and XRP, with its targeted use case, could stand to benefit more than most. Grok highlighted that if XRP becomes the primary engine for global settlements, replacing the traditional SWIFT infrastructure, daily transaction volumes could soar beyond $10 trillion. Under this condition, the AI projected XRP could reach between $100 and $200 per coin. At $100, the token’s market cap would be around $6 trillion, and at $200, about $11.8 trillion, figures that would place XRP among the most valuable assets in the world.

Central to this bullish outlook is XRP’s real-world use case through RippleNet and On-Demand Liquidity (ODL). Unlike many crypto assets that rely solely on speculation, XRP is embedded in a growing infrastructure aimed at solving the inefficiencies of cross-border payments. Ripple’s partnerships with financial institutions and payment providers give XRP an advantage that few cryptocurrencies can claim: enterprise-level adoption and scalability. Grok identified this utility as a core reason why XRP could outperform in a digital future. While most cryptocurrencies offer promise, XRP already delivers a tested alternative to SWIFT, capable of processing transactions in seconds, at low cost, and across borders. That kind of infrastructure, backed by regulatory clarity and institutional acceptance, forms the foundation for the AI’s bullish projection.

While the $100–$200 forecast represents a long-term scenario contingent on massive global shifts, Grok offered a more conservative estimate for the near term. According to Levi, Grok believes XRP could reach between $10 and $15 by 2025 if current momentum continues. With the increasing integration of blockchain in finance, this target, though ambitious, remains within reach, especially given XRP’s current upward trend.

As of report time, XRP is trading at approximately $2.92, having recently reclaimed the $3 mark. This breakout reflects growing investor optimism, Ripple’s resolution of key regulatory challenges, and a surge in institutional interest driven by the broader adoption of ISO 20022 messaging standards and digital payment rails.

While Grok’s high-end price targets may raise eyebrows, they underscore XRP’s potential in a world where blockchain replaces legacy financial systems. Levi’s post has sparked conversation across the crypto sphere, drawing attention to the powerful convergence of AI, blockchain, and macroeconomics. Whether or not XRP fulfills Grok’s bold vision, its utility-focused approach positions it as one of the most promising digital assets in the evolving global financial order.