XRP News Today: Crypto's Structural Shift: Investors Bet on Utility Over Speculation

The cryptocurrency market experienced a turbulent start to November 2025, marked by significant price volatility and shifting investor sentiment. Ripple's XRP price fell below $2 despite the recent approval of a spot ETF, as whale activity and structural market imbalances amplified downward pressure. Meanwhile, Binance Coin (BNB) lost momentum amid bearish trading patterns, while Digitap ($TAP) attracted bullish interest with its presale performance and real-world banking integration.

XRP ETF Hype Fails to Offset Whale Sales

The launch of the Bitwise XRP ETF initially generated optimism, but the token's price performance defied expectations. XRP's share of supply in profit plummeted to 58.5%, the lowest since November 2024, with 41.5% of its circulating supply (~26.5 billion XRP) in loss. Analysts attributed this to heavy selling by whales, who offloaded approximately 200 million XRP within 48 hours of the ETF's debut.

The structural fragility of the XRP market - dominated by late buyers - has raised concerns about its ability to sustain gains until 2026, when institutional flows are expected to materialize.

BNB Struggles as Bearish Sentiment Dominates

Binance Coin (BNB) faced renewed pressure, trading at $912 as of November 2025 - a 30% drop from its October peak of $1,293. With a market cap of $126 billion, BNB remains the fifth-largest cryptocurrency, but its bearish trajectory reflects broader market jitters. Changelly data showed bears holding a 55% sentiment edge, while traders monitor potential recovery levels around $1,000 or further declines to $578. The token's struggles contrast with Digitap's rapid ascent, as investors pivot toward projects offering tangible utility.

Digitap's Presale Gains Momentum Amid Market Downturn

Digitap ($TAP), a crypto-fiat omnibank platform, has emerged as a standout performer in the current bear market. Its presale raised over $2 million in just weeks, with $TAP tokens surging 150% from $0.0125 to $0.0313. The project's utility-focused model - enabling cross-border payments, fiat-crypto conversion, and Visa card integration - has resonated with investors seeking real-world applications. Over 127 million $TAP tokens have been sold, with the price set to rise to $0.0326 in the next stage, closing the gap toward its planned listing price of $0.14. Digitap's success is attributed to its alignment with the $250 trillion global payments market and its audited infrastructure, which includes partnerships with SWIFT, ACH, and SEPA networks. The platform's live mobile app, available on iOS and Android, allows users to test features such as crypto and fiat deposits, withdrawals, and payments, reinforcing its practical appeal. Analysts highlight its tokenomics as catalysts for long-term value retention.

Liquidity Crises and the Shift to Utility

Broader market challenges, including Bitcoin's decline below $90,000 and a tightening liquidity environment, have intensified the search for alternative assets. Digitap's presale has thrived amid this uncertainty, with investors viewing it as a hedge against volatility. The project's focus on bridging traditional finance and crypto - through features like no-KYC Visa cards and real-time settlements - positions it as a potential leader in the 2026 bull cycle.

As the crypto market grapples with structural shifts, projects like Digitap are redefining the narrative. By prioritizing utility over speculation, they address core challenges in global finance, offering a compelling case for investors seeking resilience in turbulent times. According to market analysis.

---