XRP News Today: Composable Finance Emerges as Private Credit and Tokenized Treasuries Interoperate via Blockchain

On Wednesday, Hamilton Lane's tokenized feeder fund (HLSCOPE), managed by Securitize, announced a breakthrough integration with Vaneck's VBILL onchain facility, enabling instant liquidity in Ripple's RLUSD stablecoin. This collaboration bridges private credit markets with tokenized U.S. Treasuries, offering investors 24/7 access to regulated, real-time liquidity backed by U.S. government securities, according to Hamilton Lane's announcement. The integration leverages Redstone's Trusted Single Source Oracle (TSSO) to price redemptions via onchain net asset value (NAV), automating the conversion of VBILL holdings into RLUSD and delivering the stablecoin directly to investor wallets.

The move marks a significant step toward "composable" financial infrastructure, where institutional-grade assets like private credit can interoperate with tokenized Treasuries. By reusing existing liquidity frameworks developed by Vaneck, Ripple, and Securitize, the partnership eliminates the need for bespoke plumbing, allowing new funds to plug into pre-vetted, regulated systems. For investors, this means exposure to private markets with the flexibility to exit positions in RLUSD—pegged 1:1 to the U.S. dollar—without sacrificing yield or compliance.

The integration gains added relevance amid RLUSD's rapid adoption. The stablecoin, launched in December 2024, surpassed $1 billion in market capitalization in under 11 months and now circulates across Ethereum and the XRP Ledger, a TradingView report notes. Ripple's President Monica Long emphasized that RLUSD's New York Trust Company Charter ensures regulatory compliance, positioning it as a trusted medium for institutional use cases like cross-border settlements and DeFi lending.

This development aligns with broader trends in tokenized real-world assets (RWAs). Tokenized U.S. Treasuries now manage over $8.7 billion in assets, with Securitize leading the market at a 33.5% share, according to a CryptoTimes report. The growth of these products—offering yields of ~3.72% APY—reflects traditional finance's embrace of blockchain for faster settlement and transparency. Meanwhile, WisdomTree's recent collaboration with Chainlink to bring NAV data onchain for its CRDT tokenized fund, per a PR Newswire release, further underscores the sector's maturation.

For Hamilton Lane, the integration supports its strategic push into digital asset infrastructure. The firm recently surpassed $1 trillion in assets under management and announced a $500 million annual partnership with Guardian Life Insurance to manage private equity portfolios, according to its earnings call highlights. While the firm's earnings call highlighted challenges like delayed fee revenue and rising expenses, the HLSCOPE innovation positions it to capitalize on the $2 trillion projected stablecoin market by 2028.

Critics note operational risks, such as onchain transfer finality and secondary-market liquidity gaps, but industry experts argue these will narrow as tokenized Treasuries mature, per Cointelegraph research. With central banks and exchanges experimenting with intraday collateral use, the stage is set for tokenized assets to become foundational to global finance.