XRP News Today: Circle Launches USDC on XRP Ledger Boosting B2B Payments

Coin WorldFriday, Jun 13, 2025 8:46 pm ET
3min read

Circle has launched its USDC stablecoin directly on the XRP Ledger (XRPL), eliminating the need for bridges or wrapped tokens. This move allows institutions and developers to access the stablecoin natively, enhancing transaction efficiency and stability. Over $2 million in USDC has already been minted on XRPL, ensuring an initial liquidity base for users.

With this integration, businesses can now conduct B2B payments and settlements on XRPL using USDC. The ledger’s low fees and fast processing support enterprise-grade payment infrastructure. Circle’s platform,

Mint, and APIs are now compatible with XRPL, enabling fintechs and custodians to integrate USDC with reduced onboarding friction.

The availability of native USDC is set to improve decentralized finance activity on XRPL. Market makers can now leverage USDC to offer deeper liquidity for trading pairs and foreign exchange. The presence of a fully backed stablecoin enhances capital efficiency, giving developers a reliable base for building financial applications.

Besides USDC, XRPL already supports other stablecoins such as RLUSD, USDB, and EURØP. However, USDC brings an added layer of regulatory assurance and broader adoption across the

ecosystem. Its introduction adds credibility to XRPL’s decentralized exchange and payment infrastructure.

The move aligns with a broader trend toward blockchain interoperability. USDC is now available across 22 blockchains, including the recently launched World Chain. Circle’s upgraded Cross-Chain Transfer Protocol enables seamless movement of USDC between networks, supporting cross-border applications.

The launch comes at a time when regulatory clarity around stablecoins is advancing in the United States. The GENIUS Act recently passed a Senate vote, signaling bipartisan support for stablecoin frameworks. The timing supports stablecoin adoption in compliant and institutional environments.

Circle has announced the native integration of its USD Coin (USDC) stablecoin on the XRP Ledger (XRPL), marking a significant advancement in cross-chain finance. This development allows users and developers to build applications using USDC on the XRPL without the need for third-party tools or cross-chain bridges, simplifying the process of transferring USDC to the XRPL and enhancing overall user experience and efficiency.

The integration of USDC on the XRPL transforms the network into a more versatile financial ecosystem. Institutions can now use USDC for enterprise B2B payments and settlement, taking advantage of the XRPL’s high throughput and low transaction fees. Circle’s APIs and its institutional platform, Circle Mint, now fully support the XRPL. This empowers fintechs, custodians, and wallets to integrate USDC directly, eliminating friction in onboarding and improving user experience.

The native support for USDC also holds enormous promise for decentralized finance on the XRPL. Market makers on the XRPL’s built-in decentralized exchange (DEX) can now leverage USDC to provide deeper liquidity for token pair trading and foreign exchange flows. This gives DeFi developers access to a trusted, fully reserved, and 1:1 backed stablecoin, which is critical for enhancing capital efficiency. The network’s existing support for other stablecoins like RLUSD, USDB, and EURØP adds to its growing ecosystem. However, USDC stands out due to its regulatory backing and massive market presence. With native issuance on XRPL, Circle has already minted over $2 million in USDC, ensuring strong initial liquidity.

This move underlines a broader trend toward blockchain interoperability. With USDC now live on 22 different blockchains, its utility as a universal, cross-chain dollar grows stronger. Just days before the XRPL launch, Circle also deployed USDC on World Chain, using the upgraded Cross-Chain Transfer Protocol (CCTP V2). The launch is timely, as it coincides with significant progress on the US stablecoin bill known as the GENIUS Act, indicating growing regulatory clarity. The U.S. Senate recently voted in favor of the bill, signaling bipartisan support for digital dollar frameworks. These developments together mark a turning point for stablecoin utility in regulated finance.

The XRPL is now the 22nd blockchain network to natively support USDC, following Circle's ongoing efforts to expand multi-chain support. Recently, USDC has also been introduced on World Chain, co-founded by Sam Altman, and Sonic, backed by Andre Cronje. This expansion underscores Circle's commitment to broadening the accessibility and utility of its stablecoin across various blockchain platforms.

The integration of USDC on the XRPL opens up new possibilities for enterprise B2B payments, global money movement, and capital efficiency. Developers, institutions, and users can now leverage the world’s largest regulated stablecoin on a network known for its high-speed transactions and trusted security model. This collaboration is expected to drive innovation in the financial technology sector, fostering the development of new applications and services that benefit from the combined strengths of USDC and the XRPL.

In addition to the USDC integration, the XRPL has seen other notable developments. Ondo Finance introduced its tokenized money market fund, OUSG, on the XRPL, facilitating subscriptions and redemptions using Ripple’s RLUSD stablecoin. This expansion enables access for qualified and institutional investors, marking the fourth blockchain platform to support OUSG, following Ethereum, Polygon, and Solana. OUSG is a leading tokenized US Treasury with a significant market presence.

The native support of USDC on the XRPL is a testament to Circle's strategic vision and its dedication to advancing the adoption of stablecoins in the digital asset ecosystem. By leveraging the XRPL's robust infrastructure, Circle aims to provide a more efficient and secure platform for financial transactions, ultimately benefiting users and developers alike. This integration is poised to accelerate the growth of cross-chain finance, paving the way for a more interconnected and seamless financial landscape.