XRP News Today: ChatGPT Predicts XRP to Hit $3.30 by August 31 2025

XRP has recently regained traction in the market, driven by corporate adoption, regulatory progress, and fintech infrastructure development. Among the most unexpected contributors to the conversation is ChatGPT, OpenAI’s advanced language model, which recently projected a 10% price increase to $3.30 by August 31, 2025 [1]. This forecast is rooted in the current momentum of XRP and broader institutional developments surrounding the token, particularly its growing relevance in corporate finance and emerging blockchain-powered financial systems [1].

According to the AI model, XRP’s increasing utility in liquidity management and asset diversification—highlighted by recent corporate treasury moves—has contributed to both speculative and utility-driven demand. One such move was the July 23 announcement by Nature’s Miracle, a U.S.-based vertical farming technology company, of a $20 million XRP treasury initiative. While outside the traditional crypto sector, the company cited XRP’s functionality and long-term utility as key reasons for its inclusion in its financial strategy [1]. This signals a growing acceptance of digital assets beyond speculative investment.

Simultaneously, Ripple has taken a significant step toward establishing itself in the banking infrastructure space by applying for a federally chartered trust bank in New York City. The proposed Ripple National Trust Bank will focus on custodial and trust services for institutional clients, aligning with broader U.S. regulatory efforts to integrate blockchain-based assets into traditional financial frameworks [1]. These developments reinforce XRP’s positioning as more than a payments tool, emphasizing its potential as a foundational asset in next-generation financial systems.

ChatGPT’s projection aligns with XRP’s recent performance, which has shown consistent strength in early August. However, the market remains diverse in its outlook. For example, a Reddit user predicts a slightly lower price of $3.19 for XRP by the end of 2025 [4], while analyst Zack Rector forecasts a more bullish trajectory, suggesting a potential rise to $5 in the near term and $15 by September 2025 [2]. James Crypto Space, meanwhile, references historical price patterns and anticipates a potential move to $9 by early September, contingent on the breaking of key resistance levels [2]. DeepSeek AI offers a range of $3.50 to $5.00 by the end of 2025, assuming a 70% likelihood of a favorable legal resolution for Ripple [2].

These varying forecasts highlight the inherent volatility and complexity of the XRP market. As of August 7, 2025, XRP was trading at $2.98, reflecting a 51% increase over the previous month [3]. This upward trend has been supported by Ripple’s institutional engagement and regulatory developments, particularly in Japan, where SBI Holdings announced plans to launch Japan’s first ETF tied to both Bitcoin and XRP [2]. This product is expected to attract institutional investors by offering a regulated exposure to crypto assets, signaling a broader shift toward mainstream adoption.

While the market remains optimistic, it is important to note that all predictions are speculative and subject to change. The trajectory of XRP will depend on the convergence of technological, regulatory, and institutional factors. As the crypto market continues to evolve, these interrelated dynamics will remain key determinants of XRP’s future performance.

Source:

[1] Times, [https://timestabloid.com/chatgpt-sets-xrp-price-for-august-31-2025/](https://timestabloid.com/chatgpt-sets-xrp-price-for-august-31-2025/)

[2] CoinCentral, [https://coincentral.com/chatgpt-predicts-the-price-of-xrp-cardano-hyperliquid-by-end-of-2025/](https://coincentral.com/chatgpt-predicts-the-price-of-xrp-cardano-hyperliquid-by-end-of-2025/)

[3] The, [https://www.fool.com/investing/2025/08/05/up-51-in-1-month-is-xrp-ripple-worth-buying-and-ho/](https://www.fool.com/investing/2025/08/05/up-51-in-1-month-is-xrp-ripple-worth-buying-and-ho/)

[4] Reddit, [https://www.reddit.com/r/XRP/comments/1mifp70/my_outlook_of_the_next_56_months_for_xrp_and_why/](https://www.reddit.com/r/XRP/comments/1mifp70/my_outlook_of_the_next_56_months_for_xrp_and_why/)