XRP News Today: Cardano Plummets 6% Amid Whale Dumps and Regulatory Delays

The cryptocurrency market continues to experience downward pressure, with Cardano (ADA) among the hardest-hit altcoins. ADA has fallen more than 6% in a single session, trading around $0.8384 as of the latest data, while trading volume has declined by roughly 17%. This decline follows a recent surge from June lows near $0.50 to a high of $0.89, and has been largely driven by whale activity. On-chain data indicates that large holders have dumped approximately 270 million ADA in the past week, totaling about $226 million in value. As institutional investors and large traders begin to exit, retail traders have followed, triggering a cascade of stop-loss orders [1].

In the past 48 hours alone, whale accumulation activity has intensified, with reports showing that approximately 180 million ADA was moved by large holders—surpassing previous accumulation levels [2]. Despite these movements, the broader network activity has slowed, with active addresses down by nearly 40% since mid-July. This, combined with regulatory uncertainty, has further weighed on ADA’s price. The U.S. Securities and Exchange Commission (SEC) has delayed its decision on Grayscale’s Cardano ETF application until October, pushing back potential institutional demand and shifting investor attention toward more immediate catalysts like Bitcoin and Ethereum [3].

Meanwhile, Ripple (XRP) is gaining ground in the U.S. banking sector, with major financial institutions like Bank of America, Santander, and PNC exploring or already implementing RippleNet for cross-border payments. Ripple is also advocating for a U.S. national bank charter and pushing the adoption of its stablecoin, RLUSD. This growing institutional acceptance is seen as a bullish narrative for XRP, but could also provide a tailwind for other large-cap cryptocurrencies like Cardano [4].

Historically, Ripple’s successes have had a positive spillover effect on the broader market. For example, in 2023, a partial SEC victory for Ripple led to a more than 30% jump in ADA’s price. If U.S. banks continue to adopt Ripple technology at scale, the resulting confidence in blockchain-based financial infrastructure could drive a broader rally across the crypto market, including Cardano [5].

In terms of price potential, conservative forecasts suggest that ADA could rise between 20–40% under a limited adoption scenario, bringing its price to the $1.00–$1.20 range. If sentiment broadens and Ripple’s success reinforces a favorable regulatory environment, ADA may climb to between $1.50 and $2.20, representing an 80–150% increase [6]. More bullish analysts, including those at Coinpedia, project ADA could reach $2.05 by the end of 2025, especially if ETF approvals and retail adoption trends align [7].

Some market observers even suggest that under favorable conditions—such as a market-wide surge driven by Ripple’s normalization of crypto in banking—ADA could retest its all-time highs and potentially climb into the $2.50–$4.00 range. This would require strong adoption of Cardano’s own innovations, such as its Hydra scaling solution and new partnerships [8].

While Ripple and Cardano operate in different niches—Ripple in payments and Cardano in smart contracts—the growing institutional acceptance of blockchain technology could still benefit both. If Ripple’s adoption story continues to gain traction, it may indirectly boost Cardano’s price through broader market confidence and a shift in institutional interest.

As the market cycles continue to evolve, investors are advised to closely monitor institutional trends, regulatory developments, and macroeconomic indicators. The success of Ripple’s adoption in the U.S. banking system may ultimately determine whether Cardano sees a modest recovery or a significant upward move in the coming months [9].

Source:

[1] CaptainAltcoin, [https://captainaltcoin.com/heres-how-high-cardano-price-could-go-if-us-banks-adopt-ripple-tech/](https://captainaltcoin.com/heres-how-high-cardano-price-could-go-if-us-banks-adopt-ripple-tech/)

[2] CoinCentral, [https://coincentral.com/cardano-ada-price-bulls-eye-1-breakthrough-as-whale-accumulation-accelerates/](https://coincentral.com/cardano-ada-price-bulls-eye-1-breakthrough-as-whale-accumulation-accelerates/)

[3] AInvest, [https://www.ainvest.com/news/solana-ripple-cardano-2025-altcoins-poised-200-rally-2508/](https://www.ainvest.com/news/solana-ripple-cardano-2025-altcoins-poised-200-rally-2508/)

[4] Barchart.com, [https://www.barchart.com/story/news/34384248/cardano-latest-news-ada-price-prediction-why-remittix-is-the-best-crypto-to-buy-now](https://www.barchart.com/story/news/34384248/cardano-latest-news-ada-price-prediction-why-remittix-is-the-best-crypto-to-buy-now)

[5] The Crypto Basic, [https://thecryptobasic.com/2025/08/26/history-suggests-cardano-could-rally-to-5-but-must-hold-this-level-for-higher-prices/](https://thecryptobasic.com/2025/08/26/history-suggests-cardano-could-rally-to-5-but-must-hold-this-level-for-higher-prices/)

[6] Mitrade, [https://www.mitrade.com/insights/news/live-news/article-3-1064747-20250825](https://www.mitrade.com/insights/news/live-news/article-3-1064747-20250825)

[7] AInvest, [https://www.ainvest.com/news/remittix-rtx-20x-opportunity-cardano-ada-struggles-breakout-momentum-2508/](https://www.ainvest.com/news/remittix-rtx-20x-opportunity-cardano-ada-struggles-breakout-momentum-2508/)

[8] Coin Edition, [https://coinedition.com/xrp-ethereum-cardano-crypto-altcoin-discount-september/](https://coinedition.com/xrp-ethereum-cardano-crypto-altcoin-discount-september/)

[9] Coinmarketcap.com, [https://coinmarketcap.com/community/articles/68ad7894bdf79f269a041aa3/](https://coinmarketcap.com/community/articles/68ad7894bdf79f269a041aa3/)