XRP News Today: Cardano Apple Pay Integration and DeFi Surge Spur Investor Shift Toward RTX XRP 2.0

Cardano (ADA) continues to attract attention as the platform secures a bridge to Apple Pay, a development that could expose the cryptocurrency to 550 million potential users. Decentralized finance (DeFi) metrics on the network have also surged, with total value locked (TVL) climbing 72% month-on-month to $400 million. Open interest in ADA derivatives reached a record $1.74 billion, signaling growing institutional and retail participation. Analysts like Ali Martinez and Javon Marks have reiterated bullish outlooks, with Martinez asserting that ADA hitting $1 is “not a question of if,” while Marks speculates the asset could revisit $1.30 before advancing further. These developments reinforce Cardano’s position as a foundational blockchain for DeFi innovation, particularly with its expanding ecosystem and Apple’s integration [1].

Amid this momentum, however, a segment of the crypto community is redirecting focus to Remittix (RTX), a project labeled as “XRP 2.0.” RTX, priced at $0.0842, has raised $17 million by selling 565 million tokens, drawing attention for its low entry cost and utility-driven features. The project positions itself as a “PayFi” solution, emphasizing speed, cross-chain compatibility, and gas-efficient routing. Key differentiators include time-based staking vaults, weekly treasury transparency, and a CertiK audit. RTX’s roadmap includes a wallet beta launch on September 15, 2025, alongside a $250,000 giveaway to incentivize adoption. These elements have fueled comparisons to XRP’s historical role as a fast, low-cost cross-border payment asset [1].

The shift in capital toward RTX reflects a broader investor strategy: prioritizing short-term, high-utility projects over long-term speculative narratives. While Cardano’s institutional partnerships and Apple Pay integration provide a strong foundation, RTX’s immediate catalysts—such as scheduled token burns and a clear product launch timeline—have created a compelling alternative. Some Cardano holders view RTX as a “next 100x crypto” opportunity, betting on its lower price and utility-driven model rather than waiting for Cardano’s slower, longer-term growth trajectory [1].

Analysts caution that Cardano’s fundamentals remain robust, with its DeFi ecosystem expanding and Apple Pay potentially accelerating adoption. However, the emergence of RTX underscores the competitive nature of the crypto space, where rapid innovation and tangible use cases can quickly redirect investor sentiment. While ADA’s $1 price target is credible, smaller-cap projects like RTX offer faster, albeit riskier, returns for traders seeking immediate upside [1].

The interplay between these projects highlights the evolving dynamics of the market. Cardano’s institutional credibility and DeFi growth contrast with RTX’s agility and near-term utility, creating a dual narrative that appeals to different investor profiles. As both projects advance their roadmaps, the crypto community will likely continue balancing long-term optimism for Cardano with short-term enthusiasm for RTX’s disruptive potential.

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[1] [Even with Apple Pay and DeFi surge, Cardano holders shift focus to new ‘XRP 2.0’] [https://invezz.com/news/2025/07/26/even-with-apple-pay-and-defi-surge-cardano-holders-shift-focus-to-new-xrp-2-0/]