XRP News Today: Blockchain Compliance Gets a Decentralized Makeover with XRP’s New Credential Tools

The XRP Ledger is set to activate a significant Credentials amendment on Sept. 4, 2025, at 3:51:21 AM UTC, introducing new tools for managing KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance directly on the blockchain. The amendment, which has received 82.86% community support, adds three new transaction types: CredentialCreate, CredentialAccept, and CredentialDelete. These features enable users and institutions to issue, accept, and remove credentials for compliance purposes, all within the decentralized identity framework of the XRP Ledger [1].

The Credentials amendment represents a major advancement in blockchain-based compliance management, offering an immutable and verifiable system for handling sensitive compliance data. This update allows for enhanced tracking and verification of user credentials, providing businesses with tools to meet global regulatory requirements. By integrating compliance tools directly into the ledger, the XRP Ledger aims to make it easier for financial institutions and enterprises to operate within existing regulatory frameworks [1].

Alongside the new transaction types, the amendment modifies existing transaction structures to include a new credentials field, and introduces a new type of ledger entry specifically for managing compliance-related data. These changes enhance the XRP Ledger’s ability to handle regulatory requirements across various sectors, particularly those involved in financial services. Additionally, the amendment allows for the lookup of credential entries, increasing transparency and accessibility for users [1].

This update follows the activation of three other recent amendments on the XRP Ledger: fixAMMv1_3, fixEnforceNFTokenTrustlineV2, and fixPayChanCancelAfter. These amendments have been implemented in the past week and aim to improve token trustlines, payment channels, and other network functionalities. These upgrades are part of a broader trend of enhancing the XRP Ledger’s utility and compliance capabilities, making it more attractive to enterprises and institutional users [2].

XRP’s price has shown strong momentum in recent months, with the token up 400% over the past year. As of Sept. 3, 2025, XRP was trading at $2.87, reflecting a 1.61% increase in the last 24 hours. Key resistance levels for XRP include $3.09, $3.38, and $3.66. If these levels are successfully breached, XRP could potentially move toward $4. The broader cryptocurrency market has also shown signs of renewed bullish momentum, supporting the positive trajectory for XRP [2].

The Credentials amendment is part of the XRP Ledger’s ongoing evolution to meet regulatory and compliance needs, which could further solidify its role in the blockchain and financial technology landscape. As more enterprises seek blockchain solutions that align with global compliance standards, the XRP Ledger is positioning itself as a viable option for managing sensitive compliance data in a decentralized and secure manner [1].

Source:

[1] XRP Ledger to Launch New Credentials Amendment (https://coincentral.com/xrp-ledger-to-launch-new-credentials-amendment-for-compliance-tracking/)

[2] Major XRP Ledger Amendment to Officially Launch in Hours (https://u.today/major-xrp-ledger-amendment-to-officially-launch-in-hours-details)