XRP News Today: Bitwise Projects XRP Price Scenarios to 2030 Ranging 59% Drop to 46% Gain

Bitwise, a leading digital asset investment firm, has released a detailed price projection for XRP through 2030 using a modified capital asset pricing model (CAPM) tailored to account for the unique volatility and adoption trends in the cryptocurrency market. The analysis outlines three potential scenarios—bearish, moderate, and bullish—based on assumptions about regulatory developments, technological adoption, and broader market dynamics [2].

According to Bitwise’s valuation model, XRP’s beta coefficient is 1.92, indicating that the asset is nearly twice as volatile as the overall crypto market. The firm also projects a 60% market return, based on the assumption that Bitcoin could reach $1 million by 2029. A volatility-based discount factor is applied to adjust for XRP’s historical price fluctuations, providing a more realistic risk-adjusted outlook [2].

Under the bear-case scenario, Bitwise estimates that XRP could fall to $0.13 by 2030, representing a negative annual return of 59%. This projection assumes weak adoption in payments and tokenization, a negative alpha of 50%, and a volatility rate of 147% [2]. In the base-case scenario, XRP’s price could rise to $12.68 by 2030, assuming steady adoption and no major regulatory obstacles. A neutral alpha and a volatility rate of 89% support this moderate growth path, resulting in an annual return of 27% [2].

The most optimistic forecast envisions XRP reaching $29.32 by 2030, with an annual return of 46%. This scenario assumes strong adoption in global payments and tokenization, a modest 1% alpha, and reduced volatility of 75%. At this price level, XRP’s market capitalization would reach approximately $2.9 trillion, representing 13.8% of the projected crypto market if Bitcoin achieves $1 million [2].

Bitwise emphasizes XRP’s utility in cross-border payments, tokenization, and spam control, citing adoption by companies such as SBI Remit and MoneyMatch. The firm also highlights the XRP Ledger’s tokenization tools and recent regulatory clarity in the U.S. as potential catalysts for future growth [2].

While Bitwise’s analysis provides a structured framework for understanding XRP’s potential price movement, it acknowledges the speculative nature of the market and the influence of external factors such as macroeconomic conditions and institutional adoption. Other analysts and reports outside of Bitwise have proposed more aggressive price targets, including projections of $100 or even $1,000 per XRP by 2030 [3]. However, these forecasts are not aligned with Bitwise’s risk-adjusted model and are considered speculative [4].

A separate report from a U.S. financial publication framed a $500 investment in XRP at $2.89 as a potential “smartest $500 bet,” with the hypothetical return exceeding $17,000 if XRP reaches $100 by 2030 [5]. Such examples reflect the high expectations some investors hold for XRP’s long-term potential, but they are not supported by Bitwise’s analysis.

Overall, Bitwise’s projections offer a more conservative baseline within the broader range of XRP price forecasts. The firm’s approach, grounded in financial modeling and risk adjustment, underscores the importance of cautious investment in the face of regulatory and market uncertainties. The crypto market remains highly speculative, and outcomes will depend on a complex interplay of factors, many of which are beyond the control of market participants.

Source:

[1] CaptainAltcoin, "Bitwise Reveals How High XRP Price Could Go By 2030", https://captainaltcoin.com/bitwise-reveals-how-high-xrp-price-could-go-by-2030/

[2] Times, "Bitwise Releases XRP Price Prediction for 2030", https://timestabloid.com/bitwise-releases-xrp-price-prediction-for-2030/

[3] The, "Here’s Why Low XRP Price Cannot Power the Tokenized Financial Market Being Built", https://thecryptobasic.com/2025/08/06/heres-why-low-xrp-price-cannot-power-the-tokenized-financial-market-being-built/

[4] The, "Analyst Predicts How High XRP Could Go as Its Epic Final Leg Approaches", https://thecryptobasic.com/tag/xrp-ripple-price-prediction/

[5] CoinGape, "XRP Named 'Smartest $500 Bet' By USA Report, Crypto Twitter Reacts", https://coingape.com/xrp-named-smartest-500-bet-by-usa-report-crypto-twitter-reacts/