XRP News Today: Bitwise Projects XRP Could Hit $29.32 by 2030 in Bullish Scenario

Bitwise, a leading digital asset investment firm, has released a 2030 price projection for XRP, outlining three distinct scenarios based on market adoption, volatility, and regulatory developments [1]. The report uses a modified capital asset pricing model (CAPM) tailored for crypto markets, incorporating both traditional financial metrics and the unique volatility profile of XRP. The model evaluates bearish, moderate, and bullish growth paths, reflecting potential outcomes based on varying levels of institutional adoption, regulatory clarity, and macroeconomic conditions [2].

According to the bear-case scenario, weak adoption and high volatility could drive the XRP price down to $0.13 by 2030, a significant drop from its starting point of $3.08 [3]. This would represent a negative annual return of 59%, driven by factors such as prolonged market turbulence or stagnation in XRP’s adoption for cross-border payments [4]. Conversely, in the base scenario, where adoption continues steadily and regulatory challenges remain minimal, XRP could achieve an annual return of 27%, reaching a price of $12.68 by the end of the decade [5].

In the most optimistic projection, Bitwise assumes XRP captures a significant portion of the global payments and tokenization sectors. A modest 1% alpha and reduced volatility of 75% yield a projected annual return of 46%, with a target price of $29.32 by 2030 [6]. At that level, XRP’s market capitalization would reach approximately $2.9 trillion, representing 13.8% of the projected market if Bitcoin attains the $1 million price point.

The firm’s analysis underscores XRP’s role in payments, tokenization, and spam control, highlighting adoption by SBI Remit and MoneyMatch as key developments. Bitwise also cited post-election regulatory clarity and the XRP Ledger’s tokenization capabilities as factors supporting its long-term utility and market position [7].

However, the projections are based on assumptions and are subject to change depending on macroeconomic factors, regulatory shifts, and market dynamics. The firm emphasizes that XRP’s beta of 1.92 indicates it is nearly twice as volatile as the broader crypto market, necessitating a volatility-based discount factor in its modeling [8].

While Bitwise’s report provides a data-driven, conservative outlook, other analysts have proposed more aggressive price targets for XRP, with some forecasting levels as high as $100 or $1,000 by 2030 [9]. These estimates are speculative and not part of the official Bitwise analysis. The firm’s report instead aims to present a balanced view of XRP’s potential, recognizing both its upside and the risks associated with a prolonged bear market.

Investors are advised to remain cautious and consider the broader market environment before making long-term decisions [10]. The firm also emphasizes that the views expressed in the report may include the author’s personal opinions and are not necessarily representative of Times Tabloid’s stance [11].

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Source:

[1] AInvest - https://www.ainvest.com/news/xrp-news-today-bitwise-projects-xrp-hit-29-32-2030-max-case-scenario-2508/

[2] CaptainAltcoin - https://captainaltcoin.com/bitwise-reveals-how-high-xrp-price-could-go-by-2030/

[3] Times - https://timestabloid.com/bitwise-releases-xrp-price-prediction-for-2030/

[4] The Cryptobasic - https://thecryptobasic.com/tag/xrp-ripple-price-prediction/

[5] The Cryptobasic - https://thecryptobasic.com/2025/08/06/heres-why-low-xrp-price-cannot-power-the-tokenized-financial-market-being-built/

[6] Coin - https://coinedition.com/xrp-sol-sei-hbar-sui-selective-altseason-5-altcoins-to-watch/

[7] CoinGape - https://coingape.com/xrp-named-smartest-500-bet-by-usa-report-crypto-twitter-reacts/