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Analysts are drawing comparisons between a rising altcoin and XRP, as trading volume and investor activity suggest the potential for a $3 price target [1]. The digital asset, which has yet to be publicly listed, is in its presale phase and has already attracted more than 14,700 wallet holders and over 12,000 Twitter followers. With 7% of its Phase 6 token allocation already sold, early buyers are showing strong confidence in the project's trajectory [1].
The coin is associated with Mutuum Finance (MUTM), a decentralized finance (DeFi) project offering innovative lending models. Its Pooled-to-Contract (P2C) lending system allows users to earn passive income by depositing crypto assets into lending pools, while borrowers can access up to 80% LTV in USDT without losing exposure to their original collateral. The platform is also planning to introduce Peer-to-Peer (P2P) lending for popular memecoins like DOGE and SHIB, catering to a broader range of risk appetites [1].
A key factor driving interest is the project’s commitment to real-world utility. Despite being in the presale phase, the team has announced a beta platform launch alongside token listing, allowing users to engage with the system before a public launch. This strategy has attracted not only retail investors but also experienced DeFi participants who value tested infrastructure and early usability [1].
To enhance speed and accessibility, the platform is being built on a Layer-2 network, reducing gas fees and improving transaction efficiency. This aligns with broader trends in DeFi, where scalability and performance are critical for mass adoption [1]. The platform has also undergone a CertiK-reviewed smart contract audit and received a 95 score on Token Scan and a 78 on Skynet, reinforcing its security and transparency credentials [1].
Mutuum Finance is currently in Phase 6 of its presale at $0.035 per token, with only a portion of the 170 million tokens in this phase remaining. Over $13.8 million has already been raised, and a $100,000 giveaway is underway to reward early supporters. Once Phase 7 begins, the price will increase by 15% to $0.040, and the final listing is expected at $0.06 [1].
An analyst known for accurately predicting the 2020 Polkadot (DOT) bull run has forecast that MUTM could reach $2.10 by early 2026. At current presale prices, this would represent a 60x return for early buyers. The prediction is based on MUTM’s early integration of real-world use cases, its scalable infrastructure, and the growing momentum in wallet activity and trading volume [1].
While the market is showing bullish signs, the actual price trajectory of MUTM remains subject to macroeconomic conditions and broader crypto market dynamics. No official price targets have been set for the token, and forecasts should be treated with caution [2]. Nonetheless, the project’s rapid adoption, strategic design, and growing community indicate a strong setup for a potential breakout [1].
Source:
[1] This Coin Could Overtake XRP in the Race to $3 Based on Current Trading Volume and Buyer Activity
https://blockonomi.com/this-coin-could-overtake-xrp-in-the-race-to-3-based-on-current-trading-volume-and-buyer-activity/

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