XRP News Today: 90% of Finance Leaders See Blockchain Reshaping Global Finance in 3 Years

Ripple has released a series of reports emphasizing the growing influence of blockchain technology in global finance. A survey conducted in collaboration with CB Insights and the UK Centre for Blockchain Technologies shows that 90% of global financial leaders expect blockchain to significantly reshape the financial landscape within the next three years. These findings indicate a broad consensus among industry professionals that blockchain will play a central role in the evolution of financial systems [1].

The reports highlight a shift in mindset among financial institutions, with many viewing blockchain as a key enabler of efficiency, transparency, and security. Ripple’s expanding digital asset initiatives, including the RLUSD stablecoin, are part of this transformation. The stablecoin has reached over $550 million in liquidity, driven by rising adoption in both retail and institutional markets [6].

Despite this optimism, Ripple’s Q1 2025 report noted a 30% to 40% decline in wallet creation and transaction volume during the first quarter. This suggests potential challenges in maintaining consistent growth amid shifting market dynamics [7]. However, the overall industry sentiment remains strong, with finance executives emphasizing blockchain’s ability to streamline cross-border payments and reduce reliance on traditional intermediaries.

Ripple’s CEO, Brad Garlinghouse, has stated that blockchain is redefining the foundational infrastructure of global finance. The company’s XRP Ledger is increasingly seen as a critical component of this transformation, particularly in facilitating efficient and cost-effective cross-border transactions. The CTO of Ripple recently addressed questions about XRP’s long-term role, noting that it could outlast RLUSD in certain payment use cases, although no specific timeline or metrics were provided for this assessment [8].

The integration of blockchain into traditional financial systems is accelerating, with more institutions exploring digital asset-based solutions. Ripple’s reports suggest that blockchain is moving from a speculative innovation to a strategic priority for financial leaders. As adoption continues to grow, the role of digital assets in shaping the future of finance is becoming increasingly evident [9].

Source:

[1] How Traditional Finance Invests in Blockchain (https://ripple.com/insights/how-traditional-finance-is-investing-in-blockchain-report/)

[2] Ripple's Report Finds 9 in 10 Finance Leaders See a Major (https://coinedition.com/ripple-report-90-percent-finance-leaders-bullish-on-blockchain/)

[3] Traditional Finance Investments in Blockchain and Digital (https://ripple.com/lp/banking-on-digital-assets-report/)

[4] Ripple Survey: 90% of Finance Execs Expect Blockchain (https://www.cryptotimes.io/2025/07/30/ripple-survey-90-of-finance-execs-expect-blockchain-shift-in-3-years/)

[5] WF on X: "Ripple reports that 90% of global finance leaders (https://x.com/WhaleFUD/status/1950305267650089111)

[6] Whale Insider on X: "JUST IN: 90% of global finance leaders (https://x.com/WhaleInsider/status/1950258695096717781)

[7] Ripple CTO David Schwartz addresses concerns over (https://www.mitrade.com/insights/news/live-news/article-3-998685-20250731)

[8] Ripple CTO Explains Why XRP Will Outlast RLUSD in (https://coincentral.com/ripple-cto-explains-why-xrp-will-outlast-rlusd-in-payment-systems/)

[9] Ripple's RLUSD Surpasses $550M as DeFi Liquidity and (https://www.ainvest.com/news/ripple-rlusd-surpasses-550m-defi-liquidity-institutional-support-drive-growth-2507/)