XRP News Today:

XRP, the digital asset developed by Ripple, has garnered significant attention within the cryptocurrency community, especially as mainstream coverage in the U.S. remains limited. Austin Arnold, founder of Altcoin Daily, has noted the peculiar lack of attention from major U.S. media outlets toward XRP despite its growing international recognition. In contrast, outlets in Germany, such as DER AKTIONÄR TV, have highlighted Ripple’s progress in cross-border payments, its regulatory clarity following the SEC case, and its potential as a bridge currency in global banking systems [3]. This disparity has sparked discussions among XRP holders, with some viewing the media’s silence as a strategic advantage, keeping prices lower and reducing the risk of negative propaganda [3].

The growing speculation around potential cryptocurrency ETF approvals has also influenced XRP's recent performance. On Sunday, September 7, XRP rose by 3%, emerging as the second-best performer among the top 10 cryptocurrencies behind Dogecoin. The increase was attributed to high-leverage speculative demand, particularly as the SEC approaches a critical October 18 decision window regarding ETF filings. Analysts, including AlphaTrades, have emphasized the importance of these deadlines, noting that the XRP ETF filings by seven asset managers are expected to be finalized between October 18 and October 25 [2]. Derivatives data from Coinglass shows that XRP futures trading volume increased by 17%, with open interest rising by 3%, indicating heightened speculative activity as the ETF timeline nears [2].

Price predictions for XRP vary widely, with some experts forecasting a significant upward movement. Paul Barron, a well-known analyst, suggested that a combination of factors—including the approval of spot crypto ETFs, regulatory developments, and Ripple securing banking licenses—could propel XRP to levels between $50 and $100. He further argued that even if the price subsequently corrects, the overall trajectory would still represent a substantial increase from its current $3 range. In his view, a $75 price point would still hold considerable value even if it were to halve, yielding a $37 valuation, which would represent a 10x increase from today's levels [1]. Meanwhile, digital asset strategist Zach Rector, who holds over 90% of his portfolio in XRP, has warned of the asset's inherent volatility. He noted that sharp price swings are likely, and investors should be prepared for unpredictable market behavior [1].

Beyond the speculative aspects, XRP has found practical utility in specific financial corridors. One notable use case is in retail remittances, where XRP is being leveraged to facilitate fast, low-cost international money transfers. Fintech companies in markets such as Mexico, the Philippines, and Nigeria have adopted XRP to serve migrant workers and their families, offering a viable alternative to traditional banking systems that often charge high fees and cause significant delays [4]. Similarly, small and mid-sized enterprises have also found value in XRP for cross-border supplier payments, payroll processing, and foreign exchange transactions. These applications have contributed to the asset’s real-world adoption, even in the absence of widespread bank adoption [4].

Despite the growing adoption and speculative interest, XRP remains a long-term investment for many holders. The XRP community often refers to itself as an "army," reflecting its strong and dedicated following. Many investors plan to hold the asset even as prices move into the $30 to $50 range, with some even allocating retirement savings to XRP. Rector emphasized that while profit-taking and corrections are expected, the key is to establish a higher price floor. If XRP can maintain a double-digit price as a new baseline, it would significantly shift the market narrative [1]. This long-term perspective is supported by analysts who see XRP as a strategic investment due to its utility in cross-border payments, regulatory progress, and potential ETF listings, despite the volatility associated with the asset [1].

As the market continues to evolve, XRP's future appears to rest on a diversified range of use cases beyond the initial "bank rail" vision. The asset's role in micropayments, decentralized finance (DeFi), and the internet economy positions it as a strong contender for long-term adoption. Additionally, the XRP Ledger (XRPL) ecosystem has shown promise, with innovations in decentralized exchanges, tokenized assets, and compliance-friendly NFTs. As the global financial landscape shifts toward digital currencies, XRP’s adaptability and growing ecosystem may serve as a strong foundation for its continued relevance [4].

Source:

[1] XRP Price Prediction: Is Triple-Digit Target Incoming? (https://coinpedia.org/news/xrp-price-prediction-is-triple-digit-target-incoming/)

[2] Ripple (XRP) Price Moves Toward $3 as Community ... (https://finance.yahoo.com/news/ripple-xrp-price-moves-toward-215804400.html)

[3] It's Funny How the Mainstream Media Ignores XRP (https://thecryptobasic.com/2025/09/08/its-funny-how-the-mainstream-media-ignores-xrp-altcoin-daily-founder/)

[4] What If Banks Say No to XRP, Here's Why XRP Still Wins ... (https://thecryptobasic.com/2025/09/08/what-if-banks-say-no-to-xrp-heres-why-xrp-still-wins-without-wall-street/)