XRP News Today:

XRP remains under scrutiny as various market participants and analysts offer predictions and technical analyses for its near-term and long-term price trajectory. On September 5, XRP is trading around $2.80, with a market capitalization of approximately $166.9 billion. The asset is currently positioned within a descending triangle pattern, with key resistance near $2.95–$3.00 and crucial support levels at $2.77–$2.80. On-chain data indicates that large holders added nearly $928 million in XRP during a recent price dip, suggesting continued accumulation and potential bullish momentum [2].

Looking ahead, several developments could influence XRP’s price. Polymarket data shows a 91% probability of at least one XRP spot ETF approval in the U.S. by the end of 2025. Additionally, Ripple’s application for a U.S. national bank charter remains pending, with a potential decision expected by late October. These catalysts, along with growing adoption of Ripple’s RLUSD stablecoin—now valued at over $700 million—have fueled bullish speculation.

ChatGPT and Google Gemini, when asked to project XRP’s price by December 2025, offered varying estimates. ChatGPT outlined three scenarios. In a conservative case, with ETF approval but delayed bank charter, XRP could reach $5–$7. If both ETFs and the charter are approved, and RLUSD adoption continues, XRP may climb to $10–$15. In a highly optimistic scenario with institutional and retail inflows, XRP could surpass $20 [1]. Google Gemini, by contrast, projected a more restrained outlook, forecasting $4.48 if ETFs are approved alone, and $5.65–$6.16 if Ripple also secures its bank charter and expands RLUSD adoption [1].

Technical analysts have emphasized the psychological importance of the $3 threshold. XRP has struggled to break through this level for years, despite repeated support at $2.77–$2.80. The 20-day EMA is currently at $2.85, while the 50-day EMA sits near $2.91, both acting as potential resistance. If XRP manages to close above $2.90–$2.95 with strong volume, it could signal a breakout and set up a rally toward $3.20–$3.35, with some analysts seeing potential for a move toward $3.60 [2]. A failure to break through these levels may result in further consolidation or a retest of the $2.50–$2.40 range.

Longer-term price predictions also reflect a wide range of possibilities. Based on Ripple’s potential to capture a share of the $18.9 trillion tokenization market, analyst Brad Kimes of Digital Perspectives forecasts XRP at $10.40 by 2026, $54.20 by 2029, and $189 by 2033 [5]. These projections assume significant adoption of Ripple’s custody and stablecoin solutions, particularly in cross-border payments and real-world asset tokenization. While ambitious, these estimates highlight the potential for XRP to evolve beyond a mere transactional utility and into a broader financial infrastructure asset.

Market sentiment is also a critical factor. Institutional interest has increased since the SEC reclassified XRP as a commodity in August 2025, providing a regulatory boost. Expectations for XRP ETF approvals are also influencing investor behavior, with on-chain inflows and liquidity metrics seen as key indicators of future price movements [2]. However, analysts caution that the path to a $3.60 or higher target is not without risks. A drop below key support levels or failure to gain traction against resistance could see XRP retracing to $2.50 or even $2.40.

In sum, XRP’s price prospects hinge on a combination of regulatory developments, institutional adoption, and market psychology. While the road to $3 is challenging, and the journey to triple-digit valuations by 2033 is speculative, the asset remains at a critical juncture. Investors are advised to monitor both technical levels and broader market signals closely as the coming months unfold.

Source:

[1] Here's Where XRP Could Trade by December 2025 (https://thecryptobasic.com/2025/09/05/heres-where-xrp-could-trade-by-december-2025/)

[2] Ripple's XRP on a turbulent ride — will bulls break the $3 wall after defending $2.77 (https://m.economictimes.com/news/international/us/xrp-price-prediction-ripples-xrp-on-a-turbulent-ride-will-bulls-break-the-3-wall-after-defending-2-77/articleshow/123700469.cms)

[3] XRP Price Prediction: Is Triple-Digit Target Incoming? (https://coinpedia.org/news/xrp-price-prediction-is-triple-digit-target-incoming/)

[4] XRP Price Prediction: Can Ripple (XRP/USD) Reach $4 in 2025? (https://www.markets.com/analysis/xrp-price-prediction-can-ripple-xrp-usd-reach-4-in-2025)

[5] Here's XRP Price by 2033 if Ripple Captures $18.9 Trillion in Tokenization (https://thecryptobasic.com/2025/09/05/heres-xrp-price-by-2033-if-ripple-captures-18-9-trillion-in-tokenization/)