XRP Eyes 100% Surge as Altcoin Season Challenges Bitcoin's Dominance

XRP, the digital asset underpinning Ripple’s blockchain technology, has demonstrated robust performance relative to Bitcoin and other cryptocurrencies, drawing attention from analysts and investors. Recent data indicates that XRP has surged nearly 300% against Bitcoin since November, when former U.S. President Donald Trump was reelected. This outperformance is attributed to favorable market conditions, including a partial settlement in Ripple’s ongoing lawsuit with the U.S. Securities and Exchange Commission (SEC) and growing speculation around the approval of spot Bitcoin ETFs. On the technical chart, the XRP/BTC pair has formed what analysts describe as an inverse head-and-shoulders pattern, a classic bullish reversal formation that, if validated, could propel the token to over 100% gains by the end of 2025 [1].

Supporting this bullish outlook, XRP’s weekly price chart also displayed a “golden cross” in August, where the 50-week exponential moving average crossed above the 200-week moving average. This technical signal reinforces the asset’s momentum and suggests potential for continued outperformance against Bitcoin in the current bull cycle. Furthermore, XRP is approaching a critical resistance level that it has not cleared since mid-2019, a zone that could either trigger a significant breakout or confirm a prolonged consolidation phase. Analysts such as Cryptoinsighttuk suggest that breaking above this resistance could lead to a rally toward 9,000 satoshi, offering a compelling target for investors [1].

Meanwhile, the broader market environment appears to favor altcoins like XRP. According to Coinbase Institutional’s head of research, David Duong, market conditions are shifting toward an “altcoin season,” with 75% of the top 50 altcoins potentially outperforming Bitcoin over the next 90 days. This trend is supported by a decline in Bitcoin’s market dominance to around 57%, the lowest since January 2025, suggesting that capital is beginning to rotate into alternative cryptocurrencies [1]. XRP is positioned as a key beneficiary of this shift, particularly in light of growing demand for fast and cost-effective cross-border transactions.

In a separate but related development, XRP has recorded its strongest accumulation phase in over two years, with investors acquiring nearly 1.7 million tokens in a single month. On-chain data reflects a surge in activity among long-term investors, indicating renewed confidence in XRP’s ability to rebound from previous market downturns [2]. However, some caution is warranted. The Network Value to Transactions (NVT) ratio, a key on-chain metric, has spiked to a two-month high, signaling that XRP’s price may be outpacing its transactional fundamentals. A failure to break above the $2.85 resistance level could trigger a pullback to support levels at $2.73 or $2.64 [2].

Beyond institutional adoption and technical analysis, XRP’s value proposition extends to retail and corporate use cases. While global banks remain cautious about adopting XRP as a replacement for SWIFT, the asset has found traction in sectors like remittances, gig economy payments, and micropayments. For instance, fintech platforms like goLance are using XRP to facilitate fast and low-cost international payments for freelancers in emerging markets, where traditional financial systems are either slow or prohibitively expensive [3]. Additionally, XRP’s potential as a bridge currency for cross-border transactions and its role in decentralized finance (DeFi) applications are gaining traction, further diversifying its utility.

Despite the ongoing competition with SWIFT, some experts suggest that the rumored November test runs involving XRP and Hedera are unlikely to materialize given the timing of the ISO 20022 standard rollout. While SWIFT has expressed openness to blockchain-based solutions, the organization has not officially announced any trials involving specific cryptocurrencies [4]. Analysts argue that any integration between XRP and SWIFT will be gradual and cautious, emphasizing long-term stability over rapid adoption [4].

As the crypto market continues to evolve, XRP appears well-positioned to capitalize on both technical and fundamental tailwinds. However, investors are urged to remain cautious, as market conditions remain volatile and the path to widespread adoption is not without challenges.

Source:

[1] Can XRP keep outperforming Bitcoin this bull cycle? (https://cointelegraph.com/news/can-xrp-keep-outperforming-bitcoin-this-bull-cycle)

[2] XRP Hits Record-Breaking Buying Spree (https://www.cointribune.com/en/crypto-xrp-records-a-buying-record/)

[3] What If Banks Say No to XRP, Here's Why XRP Still Wins ... (https://thecryptobasic.com/2025/09/08/what-if-banks-say-no-to-xrp-heres-why-xrp-still-wins-without-wall-street/)

[4] SWIFT & Ripple (XRP): Frenemies or Just Foes? (https://www.nasdaq.com/articles/swift-ripple-xrp-frenemies-or-just-foes)