XRP Advocate Warns of Retail Sell-Offs as Price Surges to $20 and Beyond

Edoardo Farina, a prominent XRP advocate, recently shared his insights on the potential sell-off patterns of XRP as it reaches higher price levels. He suggested that at $20, a significant portion of retail investors would likely sell due to the psychological impact of holding substantial unrealized gains. Farina argued that this trend would continue at subsequent milestones, including $50, $100, and $500, as institutions progressively buy up those tokens, reducing the available supply for retail investors.

Farina’s assertion reflects a common market behavior where retail investors liquidate their holdings at psychologically significant price points. However, it also shows how those who don’t have faith in XRP could miss out on significantly higher price levels. Unlike retail investors, Farina stated that he intends to lend his XRP to banks rather than sell it. He is a strong proponent of holding on to XRP, previously describing selling at $20 as premature. His recent statement suggests that even $500 may be a premature level to sell, and this perspective aligns with the broader belief that the digital asset could play a role in institutional finance, particularly in cross-border payments and liquidity provisioning.

Farina plans to hold his tokens long enough to lend them to institutions who didn’t see the value of the digital asset early and want to join in by any means. Some crypto figures have emphasized that holding XRP today is comparable to owning Bitcoin in its early stages, and selling prematurely would mean missing out on substantial future gains. Farina’s post adds to an ongoing debate within the community regarding optimal strategies for long-term holders. Some believe that the digital asset’s price appreciation will be significant enough to warrant holding for the foreseeable future, while others view the asset as a tradeable investment.

However, Farina’s stance on the asset’s future is clear. He recently described selling XRP at this stage as throwing a winning lottery ticket away, reinforcing that current prices do not reflect the token’s full potential. If his prediction proves accurate, unlucky retail investors who sold early could lose out on massive future gains. Farina has previously said that XRP’s price action will make grown men cry, and this missed opportunity would be devastating to those who threw it away.

Pundits have predicted that most XRP holders will cash out at key price points, such as $20, $50, $