XRP's 756% Gain Outpaces Bitcoin, Hedge Funds

Vandell Aljarrah, co-founder of Black Swan Capitalist, recently shared data highlighting the performance of XRP as a long-term investment. Aljarrah shared a chart showing the significant returns an early investor would have realized by holding XRP from $0.25 to its current level of $2.14. In his post, he stated that a $100,000 investment made at $0.25 would now be worth $856,000, representing a 756% return. This performance outpaces the returns of all hedge funds and even Bitcoin holders over the same period.

He also noted that these gains occurred without real-world utility priced in and a blow-off top. This comment reflects the sentiment that XRP’s value remains disconnected from its intended utility in cross-border finance, which many believe has yet to be fully realized by the market.

Aljarrah’s chart illustrates XRP’s long-term upward trajectory despite extended periods of stagnation. After years of lateral movement, XRP broke above the $2 mark in late 2024, driven by Donald Trump’s November election victory and the announcement of former SEC Chair Gary Gensler’s resignation. This caused a break above the long-term resistance at $1.96, and this level has continually served as support since then. The asset subsequently rose to a multi-year high of $3.39 in January, and while it has experienced some turbulence, it has largely remained above $2.

This price movement is particularly notable given the backdrop of legal uncertainty XRP faced due to the SEC’s lawsuit against Ripple, which began in late 2020. Despite those challenges, XRP has maintained support, and its price moved well beyond its pre-lawsuit trading range before the SEC agreed to withdraw its appeal. The price action confirms that confidence in the asset remains strong among investors and traders, particularly those aligned with its broader use case in the financial system.

Another notable feat highlighted by Aljarrah is that XRP outperformed Bitcoin during this period. Bitcoin traded around $33,000 in January 2021 and is currently trading at $85,760, representing an increase of only 159.8%. Comparing Bitcoin’s all-time high of $109,114 only shows a growth of 230.64%, while XRP’s peak of $3.39 is 1,256% higher than its initial level of $0.25. Multiple notable experts have predicted that XRP will flip Bitcoin, and its track record shows that it is capable of significantly more growth than the top digital asset. XRP’s fast settlement capabilities, low transaction costs, and positioning as a bridge currency are increasing its adoption, and massive price growth may be just around the corner.