**"WR Berkley Reports Strong Q4 Growth: Revenue Surges 8.73% Amid Rising Market Demand and Competitive Edge

Performance Review

WR Berkeley's total operating revenue reached Rmb3.547bn as of March 31, 2025, up 8.73% from Rmb3.257bn as of March 31, 2024. This growth indicates an improvement in the company's market performance and sales capacity, reflecting its positive performance in the industry recovery.

Key Data in the Financial Report

1. The 8.73% growth in total operating revenue shows the company's strong market demand and improved sales capacity.

2. Net income increased by 45.0% to US$57.6mn in the fourth quarter, and operating income increased by 15.5% to a record US$45.3mn, indicating strong market demand.

3. The average rate in the insurance industry increased by about 7.7% excluding workers' compensation insurance, reflecting the rise in market demand.

Peer Comparison

1. Industry-wide analysis: The overall operating revenue of WR Berkeley's industry generally shows a growth trend, with signs of industry recovery, mainly benefiting from the improvement in the macroeconomic environment and the recovery of consumer demand. Intense competition but expanding market capacity provides growth opportunities for the company.

2. Peer evaluation analysis: WR Berkeley's operating revenue growth rate is better than the industry average, showing its competitive advantage in the market, especially in the strong execution of new product development and market promotion.

Summary

WR Berkeley achieved significant growth in operating revenue in 2025, mainly benefiting from the increase in market demand, potential new product launches, and optimized sales channels. Although the search results did not provide specific strategies for optimizing sales channels and new product information, the company's overall performance remains strong, and the industry outlook is positive.

Opportunities

1. Continue to take advantage of the trend of rising market demand to further increase market share.

2. Actively develop new products to meet market demand and enhance competitiveness.

3. Consider further optimizing sales channels to improve sales efficiency and customer coverage.

Risks

1. Intensified competition in the industry may lead to a loss of market share.

2. Economic environment fluctuations may affect market demand and the company's revenue.

3. Failure to launch new products in time may miss market opportunities.