White House Schedules Tuesday Stablecoin Talks as Banks Enter the Room

The White House has scheduled a new round of stablecoin-related discussions for February 10, 2026. This meeting will bring together representatives from the crypto and banking industries to address ongoing disagreements over stablecoin yield policies. The White House has emphasized the urgency of reaching a compromise to advance the stalled crypto market-structure bill.

This is the second major meeting in the past week focused on resolving differences in the U.S. digital-asset regulatory framework. The prior session on February 2 brought together industry groups, crypto exchanges, and banking representatives to discuss stablecoin yields and market rules. While no agreement was reached, both sides acknowledged the importance of continued dialogue.

The key issue remains whether stablecoins can offer yield or reward incentives to users. Banks argue these features could drain traditional deposits, while crypto firms say they are essential for competition and user engagement. With the White House pushing for a resolution by month’s end, the February 10 meeting could mark another critical step in the legislative process.

Why the Move Happened

Stablecoin yield has become a central point of contention in the broader debate over digital-asset regulation. Banks have raised concerns that allowing interest on stablecoins could shift deposits away from traditional financial institutions, potentially undermining their role in the U.S. economy. Crypto firms, on the other hand, argue that yield incentives are a standard feature in modern finance and are necessary to attract and retain users.

The White House has taken a mediation role in these discussions, pushing for a balanced solution that accommodates both sides. According to Patrick Witt, executive director of the President’s Council of Advisors for Digital Assets, the discussions are “constructive, fact-based, and solutions-oriented”. This effort is part of a broader push to finalize a comprehensive crypto bill before the end of the year.

How Markets Responded

The crypto market has shown signs of pressure as legislative delays continue. Bitcoin recently fell near $60,000, triggering broader declines across the sector. Industry groups and lawmakers have acknowledged the need for clear regulatory frameworks to stabilize investor confidence and ensure long-term growth.

The February 2 meeting was described as an “important step” by the Blockchain Association and the Digital Chamber, though no immediate agreement was reached. Industry participants have expressed optimism that continued dialogue will lead to a compromise by the end of the month. Banks and crypto firms both recognize the necessity of regulatory clarity to ensure the sector’s long-term viability.

What Analysts Are Watching

Analysts are closely watching whether the February 10 meeting will yield concrete progress. TD Cowen analysts have warned that the bill may require direct presidential involvement to break the current deadlock between banks and the crypto industry. Jaret Seiberg, a managing director at TD Cowen’s Washington Research Group, emphasized that political and industry divisions remain significant hurdles.

Investors are also monitoring the broader implications for the crypto market. The lack of a finalized regulatory framework has contributed to volatility and uncertainty. If a resolution is reached, it could provide a much-needed boost to market confidence and stabilize price movements. Conversely, continued delays could prolong the current downturn and discourage new entrants to the market.

The White House’s continued engagement highlights the growing importance of digital assets in the U.S. economy. With both sides now at the negotiating table, the outcome of the February 10 meeting could determine the future trajectory of the crypto market and its regulatory environment.