Whales Bet on PayFi's Future as Cardano Stalls

Cardano (ADA) is encountering resistance in 2025 as on-chain data reveals that ADA whales are actively accumulating tokens of Remittix (RTX), a PayFi-focused cryptocurrency. Despite Cardano's foundational strength and consistent development efforts, its price remains constrained in a tight range, failing to deliver the explosive returns that many investors seek. ADA is currently trading near $0.83, supported by the $0.80 level and facing resistance around $0.85–$0.90. Analysts suggest that a clean breakout above $0.85 is crucial for the token to gain upward momentum. However, on-chain outflows and a bearish retail sentiment have increased uncertainty about its near-term trajectory [1].

Whales are increasingly shifting their focus toward Remittix, a project offering real-world utility in the cross-border payments space. Remittix has raised over $24.3 million through the sale of 649 million tokens at $0.1050 each, indicating strong early-stage investor confidence. The project is preparing for a beta wallet launch on September 15, 2025, which will support crypto-to-fiat transfers across 30+ countries and 40+ cryptocurrencies. With features such as instant settlements, zero FX fees, and a robust business API for global payment providers, Remittix is positioning itself as a practical solution for global commerce [3].

The growing adoption of Remittix is reflected in its listings on major exchanges including BitMart and LBank, as well as a completed CertiK audit that enhances transparency and security for investors. On-chain data further reveals that ADA whales are actively buying RTX tokens, signaling an increasing interest in projects with utility-driven narratives. This shift in capital is driven by the perception that Remittix, with its strong use case and deflationary tokenomics, may outperform older altcoins like ADA and XRP in the current cycle [4].

Analysts highlight that the cross-border payments market is vast, with over $183 trillion in annual transactions, presenting a significant opportunity for PayFi projects like Remittix. By enabling seamless, cost-effective transfers, RTX addresses a critical pain point in global finance. This utility-driven approach contrasts with the speculative nature of many other altcoins, drawing a growing base of investors who are looking for long-term value and real-world adoption. In contrast, ADA’s slow and methodical rollout of new features has left many investors waiting for a breakout that has yet to materialize [5].

The broader market also shows signs of favoring projects with clear utility and immediate adoption potential. While ADA and XRP remain in tight trading ranges, with XRP hovering around $2.83 and ADA near $0.83, neither has shown the explosive momentum that newer tokens like RTX are generating. This trend is further reinforced by the growing interest in Remittix’s beta wallet launch and the viral $250,000 giveaway campaign, which are attracting new users and building a strong community around the project [2].

As the crypto market continues to evolve, the shift in investor sentiment from speculative altcoins to utility-driven projects like Remittix reflects a broader trend. While Cardano remains a foundational blockchain with strong development fundamentals, its current price action suggests that it may not deliver the exponential returns many investors are seeking. In this context, RTX stands out as a compelling alternative, with a clear roadmap, growing exchange presence, and a strong emphasis on real-world utility [5].

Source: [1] Cardano Price Vs XRP & Remittix: Why PayFi Is The Next ... (https://www.digitaljournal.com/pr/news/binary-news-network/cardano-price-vs-xrp-1110165275.html) [2] Cardano Latest News: Remittix Is At The Forefront Of PayFi ... (https://www.digitaljournal.com/pr/news/binary-news-network/cardano-latest-news-remittix-forefront-158622660.html) [3] Cardano Trading Volume Drops As Remittix Gains Momentum ... (https://crypto-economy.com/cardano-trading-volume-drops-as-remittix-gains-momentum-across-watchlists-with-a-powerful-40x-outlook/) [4] Cardano Price Vs XRP & Remittix: Why PayFi Is The Next ... (https://www.digitaljournal.com/pr/news/binary-news-network/cardano-price-vs-xrp-1110165275.html) [5] Cardano Latest News: Remittix Is At The Forefront Of PayFi ... (https://www.digitaljournal.com/pr/news/binary-news-network/cardano-latest-news-remittix-forefront-158622660.html)