Visa V Surges 6.1% on Fed Policy Optimism BofA Upgrade

Visa Inc. (NYSE:V) surged 6.1094% in pre-market trading on December 12, 2025, marking a significant rebound for the payment giant. The move follows growing optimism around shifting macroeconomic conditions and evolving regulatory dynamics.

The rally aligns with broader market sentiment as investors anticipate potential benefits from Federal Reserve policy adjustments. Analysts highlight that a potential rate cut could reverse recent underperformance in the financial sector. Bank of America’s recent upgrade to “buy” from “neutral” further bolstered confidence, citing favorable stablecoin adoption prospects and manageable regulatory risks.

Options activity also reflected heightened bullish momentum, with call options trading at volumes double the typical level. This suggests traders are positioning for a sustained rebound after months of consolidation. The stock has drifted lower since hitting an all-time high in June, but current technical indicators and analyst sentiment indicate improving near-term momentum.

With a 6% lead in year-to-date performance and a 12-month consensus target price implying an 18.6% upside, Visa appears to be repositioning as a strategic play in the evolving digital payments landscape.