Visa processes $200 million in stablecoins as settlement framework expands

Visa has made a notable advancement in its stablecoin strategy, processing over $200 million in stablecoin transactions during the second quarter of 2025, according to its quarterly report [1]. This development marks a significant step in Visa’s ongoing digital asset initiatives, highlighting the company’s commitment to integrating stablecoins into its global payment infrastructure. The increase in transaction volume is attributed to the expansion of Visa’s stablecoin settlement framework, which now operates on a seven-day-a-week basis to enhance transaction efficiency [1].

The payments giant has been investing in the crypto space, particularly in stablecoins, for several years, building a team of experts that are well-regarded within the industry [1]. CEO Ryan McInerney acknowledged that while the current volume is meaningful, it remains modest compared to Visa’s overall settlement activity. He emphasized that the technology is still in its early stages but holds substantial potential for the future [1].

Visa has also been developing programmable payment tools aimed at reducing friction in cross-border transactions, which often face delays due to traditional banking processes. A key component of this initiative is the Visa Tokenized Asset Platform, a framework that enables banks and fintechs to issue stablecoins and develop programmable financial products such as automated payouts and time-locked transfers [1].

McInerney underscored that regulatory clarity will be crucial for the next phase of stablecoin adoption. He expressed optimism about the progress in the United States and other regions, noting that recent legislative developments could pave the way for broader use of tokenized payments. This includes the recent signing of the GENIUS Act by US President Donald Trump, which establishes clearer regulatory standards for stablecoin issuers and operators [1]. Similar regulatory efforts are also underway in the European Union and other jurisdictions [1].

As global regulatory frameworks continue to evolve, Visa is positioning itself to expand its crypto infrastructure and explore new use cases for stablecoins. The company has hinted at upcoming product announcements that will showcase its latest innovations in digital asset settlement and programmable finance [1].

Visa’s approach to stablecoins reflects a strategic balance between innovation and regulatory preparedness. While the company is actively investing in the technology, it remains cautious, recognizing the need for structured regulations to ensure sustainable growth and consumer protection. This aligns with broader industry expectations, where clarity on compliance, anti-money laundering (AML), and other regulatory requirements is seen as essential for institutional adoption [1].

With over $200 million in stablecoin transactions processed in Q2 2025, Visa is demonstrating its commitment to leading the transition toward more efficient and programmable financial systems. As it continues to build partnerships and test new applications, the company will remain a key player in shaping the future of stablecoin-based payments [1].

Source:

[1] https://cryptorank.io/ru/news/feed/74ee0-visa-processes-200m-in-stablecoins-but-says-tech-still-needs-regulatory-clarity

[2] https://fortune.com/company/visa/earnings/q3-2025/

[3] https://seekingalpha.com/article/4805845-visa-inc-v-q3-2025-earnings-call-transcript

[4] https://cryptoslate.com/visa-takes-200-million-step-in-stablecoin-journey-anticipates-regulatory-boost/