Visa Adds Stellar to Settlement Platform Amid XLM Price Dip and ISO-20022 Play Emerges

Stellar (XLM) has recently attracted renewed attention from analysts, who suggest the token could potentially reach $1.50 in the future, though this remains speculative [1]. The price of XLM currently sits at a pivotal turning point, having dipped more than 5% in the last 24 hours amid broader market softness. Despite this, a significant development has emerged: Visa has added Stellar to its stablecoin settlement platform, joining Ethereum, Solana, and Avalanche [1]. This move is seen as a clear signal that Visa recognizes the potential of Stellar as a platform for institutional-grade transactions due to its low cost and high speed.

Analyst Ali Martinez has observed a bullish flag pattern forming on the XLM price chart, which could indicate an upward trajectory. If the pattern breaks, the price could target $0.80, with some analysts quietly speculating that institutional adoption could push the price toward $1.50 [1]. However, this is still dependent on broader market conditions and the pace of adoption by financial institutions.

At the same time, a less-known project, Remittix (RTX), is emerging as a compelling alternative in the cross-border payment space [1]. Unlike Stellar, which relies heavily on high-profile partnerships, Remittix is designed from the ground up to replace traditional financial systems with a streamlined crypto-to-fiat solution. The platform supports over 30 fiat currencies and 50+ crypto pairs, enabling direct settlement into bank accounts without the need for centralized exchanges or hidden fees [1].

Remittix has already raised $17.9 million, with token demand surpassing 578 million units at a base price of $0.0895. Whale investors are closely watching the beta wallet launch scheduled for September 15, 2025 [1]. The project is being labeled a “stealth ISO-20022 play” due to its practical, utility-driven approach to solving real-world financial challenges—particularly the inefficiencies of traditional cross-border payment systems.

Analysts note that while XLM continues to benefit from high-profile partnerships, Remittix is gaining momentum by addressing the core needs of users: fast, transparent, and direct payment solutions [1]. This has led to the platform being described as one of the most promising cryptos under $1 that remains under the radar. While Stellar’s institutional push is significant, Remittix’s real-world applicability and straightforward design are drawing attention from investors seeking functional, problem-solving assets [1].

Source: [1] XLM could hit $1.50 though some believe a stealth ISO-20022 play is better positioned (https://invezz.com/news/2025/08/02/xlm-could-hit-1-50-though-some-believe-a-stealth-iso-20022-play-is-better-positioned/)