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Secure High Returns with CDs: Best Rates Reach 4.50% APY

Wednesday, Jul 16, 2025 7:21 am ETmin read

Aime Summary

- Best CD accounts offer up to 4.50% APY, providing secure returns amid market volatility.

- Targeting conservative investors, CDs guarantee principal protection with fixed terms from 3 months to 5 years.

- Unlike stocks/bonds, CDs eliminate market risk while outperforming savings accounts with higher yields.

- Leading banks like Discover and Ally offer competitive CD rates with minimum deposits starting at $500.

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