Is Upstart Holdings' Pricing Reflective of Its AI Lending Prospects After Recent Share Price Decline?

Thursday, Jan 29, 2026 5:39 am ET1min read
UPST--

Upstart Holdings' share price has declined 34.7% over the past year, with a recent close at $43.17. The stock is undervalued according to the Excess Returns model, which estimates an intrinsic value of $51.42 per share. The model incorporates a Stable Book Value of $11.61 per share and an Excess Return of $2.21 per share.

Is Upstart Holdings' Pricing Reflective of Its AI Lending Prospects After Recent Share Price Decline?

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